1098 S 850 E, Salem, UT 84653 Property Records

Utah County property record for 1098 S 850 E, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.25 ba · 2,799 sqft · built 2018
Lot Size	0.486 acres (21,148 sqft)
Owner	Individual Name on Record
Tax Bill	$7,414 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-822-0019`

Property Details

APN / Parcel Number

Primary APN	`55-822-0019`

Interior

Bedrooms	2 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,799 sqft Living Area
Gross Area	7,700 sqft
1st Floor Area	2,799 sqft
Basement Area	3,661 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Other
Lot Area	21,148 sqft (0.486 acres)
Garage Type	Attached
Garage Area	1,240 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Slab
Porch Area	412 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1098 S 850 E
City	SALEM
State	UT
Zip	84653-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19, WHISPER RIDGE PHASE 2 SUB AREA 0.485 AC.
Legal Subdivision	RIDGE
Legal Phase	2
Legal Lot Number	19
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2020
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1098 S 850 E, SALEM, UT 84653-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK
Feb 12, 2019	Quit Claim Deed, Transfer ELEVATED TITLE LLC
Dec 1, 2018	Loan Modification, Mortgage ZIONS BK
Dec 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ZIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2016
Deed Sale	Oct 14, 2016
Deed Document Number	2016102857
Last Transfer Date	Aug 28, 2025
Transfer Doc	0000066931
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1098 S 850 E, SALEM, UT 84653-4902
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S 850 E, SALEM, UT 84653-4902

Mortgage

Document Number	0000074623
Date	Sep 29, 2025
Instrument	74623:2025

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1098 S 850 E, SALEM, UT 84653-4902
Document Number	0000126038
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1098 S 850 E SALEM UT 846534902, SALEM, UT 84653-4902

Mortgage

Document Number	0000126038
Date	Aug 24, 2020
Instrument	126038

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	PROVO, UT 84601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 12, 2019
Property Address	1098 S 850 E, SALEM, UT 84653-4902
Document Number	0000011792
Instrument Date	Feb 12, 2019
Instrument	11792
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1098 S 850 E SALEM UT 846534902, SALEM, UT 84653-4902

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	1098 S 850 E, SALEM, UT 84653-4902
Document Number	0000002284
Instrument Date	Dec 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S 850 E SALEM UT 84653, SALEM, UT 84653

Mortgage

Document Number	0000002284
Date	Jan 10, 2019
Instrument	2284

Lender

Name	ZIONS BK
Type	Bank
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Dec 14, 2017
Property Address	1098 S 850 E, SALEM, UT 84653-4902
Instrument Date	Dec 14, 2017
Instrument	124116
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S 850 E SALEM UT 84653, SALEM, UT 84653

Mortgage

Document Number	0000124116
Date	Dec 14, 2017
Instrument	124116

Lender

Name	ZIONS BK
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,355 (-46.23%)	$1,346,100 (-2.24%) Land $279,400 Building $1,066,700
2025	$7,414.00 (+0.01%)	$1,376,900 (+93.6%) Land $254,000 Building $1,122,900	$1,376,900 (+6.48%) Land $254,000 Building $1,122,900
2024	$7,413.00 (+5.9%)
2023	$7,000.00 (+7.15%)	$711,205	$1,293,100 Land $234,900 Building $1,058,200
2022	$6,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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