1087 S 850 E, Salem, UT 84653 Property Records

Utah County property record for 1087 S 850 E, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,038 sqft · built 2019
Lot Size	0.393 acres (17,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$771,400 (Jan 2026)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`55-822-0021`

Property Details

APN / Parcel Number

Primary APN	`55-822-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	4,958 sqft
1st Floor Area	2,038 sqft
Basement Area	2,038 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Other
Lot Area	17,101 sqft (0.393 acres)
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1087 S 850 E
City	SALEM
State	UT
Zip	84653-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, WHISPER RIDGE PHASE 2 SUB AREA 0.393 AC.
Legal Subdivision	RIDGE
Legal Phase	2
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2020
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1087 S 850 E, SALEM, UT 84653-4902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 30, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Dec 4, 2025	Warranty Deed, Transfer JOHN DYER ETAL
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 12, 2019	Loan Modification, Mortgage MOUNTAIN AMERICA CU
Aug 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN AMERICA FCU
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FEDERAL CREDIT UNI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	20267728
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0000007728
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210034
Date	Dec 20, 2021
Instrument	210034:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001152
Date	Jan 4, 2022
Instrument	1152:2022

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 30, 2026
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Document Number	0000007728
Instrument Date	Jan 26, 2026
Instrument	7728:2026
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1087 S 850 E, SALEM, UT 84653-4902

Mortgage

Document Number	0000007729
Date	Jan 30, 2026
Instrument	7729:2026

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 4, 2025
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Document Number	0000094543
Instrument Date	Dec 3, 2025
Instrument	94543:2025
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1087 S 850 E, SALEM, UT 84653-4902

Mortgage

Document Number	0000094544
Date	Dec 4, 2025
Instrument	94544:2025

Lender

Name	JOHN DYER ETAL
Type	Private Party

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Document Number	0000126399
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 S 850 E SALEM UT 846534902, SALEM, UT 84653-4902

Mortgage

Document Number	0000126399
Date	Nov 27, 2019
Instrument	126399

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Document Number	0000081824
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081824
Date	Aug 23, 2019
Instrument	81824

Lender

Name	MOUNTAIN AMERICA CU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Aug 20, 2018
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Instrument Date	Aug 17, 2018
Instrument	78711
Transaction Type	Construction Loan
Record Updated	Nov 28, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1087 S 850 E SALEM UT 846534902, SALEM, UT 84653-4902

Mortgage

Document Number	0000078711
Date	Aug 20, 2018
Instrument	78711

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 22, 2018
Property Address	1087 S 850 E, SALEM, UT 84653-4902
Document Number	0000047659
Instrument Date	May 10, 2018
Instrument	047659:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1087 S 850 E, SALEM, UT 84653-4902

Mortgage

Document Number	0000047662
Date	May 22, 2018
Instrument	047662:2018

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNI
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jun 1, 2025

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,725 (-44.28%)	$739,500 (+1.32%) Land $266,600 Building $472,900
2025	$3,930.00	$729,900 (+92.5%) Land $242,400 Building $487,500	$729,900 (+5.87%) Land $242,400 Building $487,500
2024	$3,930.00 (+5.31%)
2023	$3,732.00 (-3.22%)	$379,170	$689,400 Land $224,200 Building $465,200
2022	$3,856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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