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1098 Richman Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1098 Richman Rd, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,710 sqft · built 1946
Lot Size3.56 acres (155,074 sqft)
OwnerIndividual Name on File
Last Sale$154,500 (Jul 2018)
Tax Bill$2,105 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-30-900-0005-000

Property Details

APN / Parcel Number

Primary APN74-30-900-0005-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,710 sqft Living Area
1st Floor Area1,523 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area155,074 sqft (3.56 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1098 RICHMAN RD
CitySAINT CLAIR
StateMI
Zip48079-2222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionTHAT PART OF LOT 4 LYING S OF A LINE, BEG S 0D 5M W 87' FROM NE COR, TH N 89D 59M W 227', TH S 0D 5M W 55', TH N 89D 59M W
Legal SubdivisionWILEY GRATIOT LITTLE FARMS
Legal Lot Number4
Legal Unit4
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group3
Census Block3010
Census Tract640600

Owner

1098 Richman Rd is owned and occupied by an individual who bought it in July 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1098 RICHMAN RD, SAINT CLAIR, MI 48079-2222
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LUXURY MORTGAGE CORP
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
LUXURY MORTGAGE CORP
Jul 11, 2018Warranty Deed, Transfer
ATA NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Prior SaleDec 14, 2011 · Amount on File
Deed Document Number201815685
Deed Book / Page4966 / 126
Prior Transfer DateMay 20, 2003
Prior Transfer Doc003346/736
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1098 RICHMAN RD, SAINT CLAIR, MI 48079-2222
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 RICHMAN RD, SAINT CLAIR, MI 48079-2222

Mortgage

Document Number5387274
DateJul 1, 2021
Book Page5387/274
Instrument2021019283
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1098 RICHMAN RD, SAINT CLAIR, MI 48079-2222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051190473
DateNov 12, 2019
Book Page5119/473
Instrument2019023726
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 11, 2018
Property Address1098 RICHMAN RD, SAINT CLAIR, MI 48079-2222
Document Number0004966126
Book / Page4966 / 126
Map ReferenceLB 50 PG 19
Instrument DateJun 7, 2018
Instrument2018015685
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$1,328.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 EASTMAN ST, MOUNT CLEMENS, MI 48043-2511

Tax Assessment & Valuation

The 2025 property tax bill for 1098 Richman Rd was $2,105 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,700 (+2.82%)$189,400
2025$2,105.00 (+3.09%) Homeowner's exemption$92,100
2024$2,042.00$184,200
2023$83,200
2022$1,871.00$166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1098 Richman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 Richman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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