St. Clair County property record for 1040 Richman Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1996 |
| Lot Size | 7.63 acres (332,711 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Nov 2024) |
| Tax Bill | $4,906 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-900-0002-000 |
| Primary APN | 74-30-900-0002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,624 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Lot Area | 332,711 sqft (7.63 acres) |
| Lot Depth | 1,320 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1040 RICHMAN RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 2 WILEY GRATIOT LITTLE FARMS |
| Legal Subdivision | WILEY GRATIOT LITTLE FARMS |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 640600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1040 RICHMAN RD, SAINT CLAIR, MI 48079-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 202420819 |
| Deed Book / Page | 5767 / 940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1040 RICHMAN RD, SAINT CLAIR, MI 48079-2222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1040 RICHMAN RD, SAINT CLAIR, MI 48079-2222 |
| Document Number | 0005902405 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 5902/405 |
| Instrument | 2026004012 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,400 (+4.24%) | $412,800 (+4.24%) | |
| 2025 | $4,906.00 (+87.9%) Homeowner's exemption | $198,000 (+23.83%) | |
| 2024 | $2,611.00 (+8.16%) | $396,000 (+23.83%) | |
| 2023 | $159,900 | ||
| 2022 | $2,414.00 | $319,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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