1098 Pine Valley Rd, Banning, CA 92220 Property Records

Riverside County property record for 1098 Pine Valley Rd, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,195 sqft · built 1989
Owner	2 Company Names on Record
Last Sale	$243,000 (Jul 2020)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440-020-009`

Property Details

APN / Parcel Number

Primary APN	`440-020-009`
Alternative APN	`421310009`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,655 sqft
1st Floor Area	1,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
View / Lot	Golf Course
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1098 PINE VALLEY RD
City	BANNING
State	CA
Zip	92220-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 65 MB 176/074 TR 22174
Legal Subdivision	TRACT 22174
Legal Tract	22174
Legal Lot Number	65
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2014
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1098 PINE VALLEY RD, BANNING, CA 92220-5410
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Intrafamily Transfer, Transfer
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage VERITAS FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	2020345251
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000076249
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 4, 2021
Property Address	1098 PINE VALLEY RD, BANNING, CA 92220-5410
Document Number	0000076249
Map Reference	MB 176 PG 74-79
Instrument Date	Dec 22, 2020
Instrument	2021-0076249
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 PINE VALLEY RD, BANNING, CA 92220-5410

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2020
Property Address	1098 PINE VALLEY RD, BANNING, CA 92220-5410
Document Number	0000345251
Map Reference	MB 176 PG 74-79
Instrument Date	Jun 30, 2020
Instrument	2020-0345251
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 PINE VALLEY RD, BANNING, CA 92220-5410

Mortgage

Document Number	0000345252
Date	Jul 31, 2020
Instrument	2020-0345252

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,288 (+2%) Land $71,764 Building $196,524
2025	$3,675.00 (+2.11%)	$263,028 (+4.04%) Land $70,357 Building $192,671
2023	$3,599.00 (+2.13%)	$252,817 Land $67,626 Building $185,191
2022	$3,524.00
2021			$263,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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