Allen County property record for 1098 N Main St, Lima, OH 45801
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,426 sqft · built 1920 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (May 2025) |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer Dec 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-3006-09-005.000 |
| Primary APN | 37-3006-09-005.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,426 sqft Gross Area |
| 1st Floor Area | 4,426 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 18,513 sqft (0.425 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1098 N MAIN ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-3677 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | REED & COST ADDITION LOTS 3606 3607 JOINT TEN FF 92.50 |
| Legal Subdivision | REED & COST ADDITION |
| Legal Lot Number | 3606 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 12400 |
Source: Allen County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 5, 2024 | Transfer on Death Deed, Transfer |
| Dec 29, 2023 | Warranty Deed, Transfer |
| Apr 8, 2021 | Warranty Deed, Transfer |
| Feb 14, 2019 | Warranty Deed, Transfer · Line of Credit FORT JENNINGS ST BK |
| Feb 14, 2019 | Quit Claim Deed, Transfer · Line of Credit FORT JENNINGS ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2023 · Amount on Record |
| Deed Document Number | 20255020 |
| Prior Transfer Date | Jun 5, 2024 |
| Prior Transfer Doc | 0000005017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 5, 2024 |
| Property Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Document Number | 6050005017 |
| Book / Page | 2024 / 5017 |
| Map Reference | MB 4 PG 16 |
| Instrument Date | Jun 5, 2024 |
| Instrument | 202406050005017 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Dec 29, 2023 |
| Property Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Document Number | 12290011300 |
| Book / Page | 2023 / 11300 |
| Map Reference | MB 4 PG 16 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 202312290011300 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1510 N WAPAK RD, LIMA, OH 45807-9472 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 8, 2021 |
| Property Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Document Number | 4080004598 |
| Book / Page | 2021 / 4598 |
| Map Reference | MB 4 PG 16 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 202104080004598 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20223 ROAD R, FORT JENNINGS, OH 45844-9136 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 14, 2019 |
| Property Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Document Number | 0000001315 |
| Book / Page | 002019 / 001315 |
| Instrument Date | Feb 9, 2019 |
| Instrument | 1315 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1098 N MAIN ST LIMA OH 458013677, LIMA, OH 45801-3677 |
| Document Number | 1317 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 002019/001317 |
| Instrument | 1317 |
| Name | FORT JENNINGS ST BK |
|---|---|
| Type | Bank |
| Address | FORT JENNINGS, OH 45844-0186 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 13, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 14, 2019 |
| Property Address | 1098 N MAIN ST, LIMA, OH 45801-3677 |
| Document Number | 0000001316 |
| Book / Page | 002019 / 001316 |
| Instrument Date | Feb 9, 2019 |
| Instrument | 1316 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1098 N MAIN ST LIMA OH 458013677, LIMA, OH 45801-3677 |
| Document Number | 1317 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 002019/001317 |
| Instrument | 1317 |
| Name | FORT JENNINGS ST BK |
|---|---|
| Type | Bank |
| Address | FORT JENNINGS, OH 45844-0186 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 13, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (+6.5%) | $24,300 (-) Land $14,460 Building $9,840 | $69,400 (-) Land $41,300 Building $28,100 |
| 2024 | $1,307.00 (-6.84%) | $24,300 (+10.15%) Land $14,460 Building $9,840 | $69,400 (+10.16%) Land $41,300 Building $28,100 |
| 2023 | $1,403.00 (+0.86%) | $22,060 (-) Land $13,130 Building $8,930 | |
| 2022 | $1,391.00 | $22,060 Land $13,130 Building $8,930 | |
| 2021 | $63,000 Land $37,500 Building $25,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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