1090 N Main St, Lima, OH 45801 Property Records

Allen County property record for 1090 N Main St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Apr 2018)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3006-09-006.000`

Property Details

APN / Parcel Number

Primary APN	`37-3006-09-006.000`
Alternative APN	`M3837300609006000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	160 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1090 N MAIN ST
City	LIMA
State	OH
Zip	45801-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REED & COST ADDITION LOT 3605 JOINT TEN FF 50.00
Legal Subdivision	REED & COST ADDITION
Legal Lot Number	3605
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2034
Census Tract	12400

Owner

1090 N Main St is owned and occupied by two individuals who bought it in April 2018.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1090 N MAIN ST, LIMA, OH 45801-3677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Prior Sale	Apr 12, 2005 · Amount on File
Deed Document Number	20184338
Deed Book / Page	2018 / 4338
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	5220007957
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 23, 2018
Property Address	1090 N MAIN ST, LIMA, OH 45801-3677
Document Number	0000004338
Instrument Date	Apr 20, 2018
Instrument	4338
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 N MAIN ST LIMA OH 458013677, LIMA, OH 45801-3677

Mortgage

Document Number	4339
Date	Apr 23, 2018
Instrument	4339

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 22, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1090 N Main St was $1,244, up 0.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00 (+0.24%)	$34,240 (-) Land $3,960 Building $30,280	$97,800 (-) Land $11,300 Building $86,500
2024	$1,241.00 (+9.53%) Homeowner's exemption	$34,240 (+27%) Land $3,960 Building $30,280	$97,800 Land $11,300 Building $86,500
2023	$1,133.00 (+0.09%) Homeowner's exemption	$26,960 (-) Land $3,120 Building $23,840
2022	$1,132.00 Homeowner's exemption	$26,960 Land $3,120 Building $23,840
2021			$77,000 Land $8,900 Building $68,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1090 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1090 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20