Hamilton County property record for 1098 Elda Ln, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,459 sqft · built 1953 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2026) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0001-0175-00 |
| Primary APN | 236-0001-0175-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 1,459 sqft |
| Basement Area | 1,009 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 112 ft deep x 156 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1098 ELDA LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | ELDA LN 50 X 112 IRR LOT 45 JOSEPH NOVOTNYS |
| Legal Subdivision | JOSEPH NOVOTNY |
| Legal Lot Number | 45 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8100 |
1098 Elda Ln is owned by an individual who bought it in June 2026.
Source: Hamilton County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8730 BECKYS RIDGE DR, CINCINNATI, OH 45251-8420 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Line of Credit INVESTOR FUNDING |
| May 2, 2018 | Deed of Trust, Mortgage · ARM VISIO FINANCIAL SERVICES INC |
| Dec 21, 2017 | Trustee's Deed, Construction Loan · Line of Credit DK18UN59VX23XV97EG24GF40IK53EI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Dec 20, 2017 · Amount on File |
| Deed Document Number | 202648699 |
| Deed Book / Page | 15689 / 2259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 17, 2026 |
| Property Address | 1098 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000048699 |
| Book / Page | 15689 / 2259 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202648699 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8730 BECKYS RIDGE DR, CINCINNATI, OH 45251-8420 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048700, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202648700 |
| Name | INVESTOR FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 1, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1098 ELDA LN, CINCINNATI, OH 45224-2706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037052 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 18-0037052 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78758 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.52% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 12.5% |
| Max Rate At Change | 9.52% |
| Index | 1-Year LIBOR |
| Margin | 7 |
| Max Rate | 15.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 21, 2017 |
| Property Address | 1098 ELDA LN, CINCINNATI, OH 45224-2706 |
| Book / Page | 013569 / 002265 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 116215 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8730 BECKYS RIDGE DR CINCINNATI OH 452518420, CINCINNATI, OH 45251-8420 |
| Document Number | 0000116215 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 013569/002265 |
| Instrument | 116215 |
| Name | DK18UN59VX23XV97EG24GF40IK53EI |
|---|---|
| Address | 1894 E GALBRAITH RD, CINCINNATI, OH 45215-5635 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 20, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1098 Elda Ln was $3,197, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 (+0.13%) | $49,770 (-) Land $9,212 Building $40,558 | $142,200 Land $26,320 Building $115,880 |
| 2024 | $3,193.00 (-0.19%) | $49,770 (-) Land $9,212 Building $40,558 | |
| 2023 | $3,199.00 (+154.9%) | $49,770 (+190.19%) Land $9,212 Building $40,558 | $142,200 Land $26,320 Building $115,880 |
| 2022 | $1,255.00 | $17,151 Land $7,501 Building $9,650 | |
| 2020 | $49,000 Land $21,430 Building $27,570 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1098 Elda Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1098 Elda Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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