Hamilton County property record for 1082 Elda Ln, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1953 |
| Lot Size | 0.121 acres (5,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Aug 2022) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0001-0182-00 |
| Primary APN | 236-0001-0182-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Finished Basement | 588 sqft |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,314 sqft (0.121 acres) |
| Lot Dimensions | 112 ft deep x 48 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1082 ELDA LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELDA LANE 48 X 112 LOT 49 JOSEPH NOVOTNYS SUB 3RD SEC |
| Legal Subdivision | JOSEPH NOVOTNYS SUB |
| Legal Lot Number | 49 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8100 |
1082 Elda Ln is owned and occupied by an individual who bought it in August 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1082 ELDA LN, CINCINNATI, OH 45224-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC |
| Jul 22, 2020 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Nov 9, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Nov 9, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on File |
| Deed Sale | Aug 30, 2022 · Amount on File |
| Prior Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 0000083907 |
| Deed Book / Page | 14741 / 2395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 30, 2022 |
| Property Address | 1082 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000083907 |
| Book / Page | 14741 / 2395 |
| Map Reference | MB 62 PG 1 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022-0083907 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | ABSOLUTE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1082 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000083908 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022-0083908 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Number | 0000083909 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 14741/2410 |
| Instrument | 2022-0083909 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77057 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2020 |
| Property Address | 1082 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000071019 |
| Book / Page | 014215 / 001031 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 71019 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1082 ELDA LN CINCINNATI OH 452242706, CINCINNATI, OH 45224-2706 |
| Document Number | 71020 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 014215/001033 |
| Instrument | 71020 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 9, 2018 |
| Property Address | 1082 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000099711 |
| Book / Page | 013793 / 000750 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 99711 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $167.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1082 ELDA LN CINCINNATI OH 452242706, CINCINNATI, OH 45224-2706 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 9, 2018 |
| Property Address | 1082 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000099710 |
| Book / Page | 013793 / 000748 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 99710 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $153.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1082 ELDA LN CINCINNATI OH 452242706, CINCINNATI, OH 45224-2706 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1082 Elda Ln was $3,498, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,498.00 (+3.13%) | $56,700 (+%) Land $8,844 Building $47,856 | |
| 2024 | $3,392.00 (-2.22%) | $56,699 (-) Land $8,844 Building $47,855 | |
| 2023 | $3,469.00 (+158.3%) | $56,699 (+189.8%) Land $8,844 Building $47,855 | $162,000 Land $25,270 Building $136,730 |
| 2022 | $1,343.00 Homeowner's exemption | $19,565 Land $7,203 Building $12,362 | |
| 2020 | $55,900 Land $20,580 Building $35,320 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1082 Elda Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1082 Elda Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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