1098 Deseo Ave, Camarillo, CA 93010 Property Records

Ventura County property record for 1098 Deseo Ave, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,524 sqft · built 1966
Lot Size	0.568 acres (24,749 sqft)
Owner	Company Name on Record
Last Sale	$1,455,000 (Oct 2021)
Tax Bill	$7,189 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`109-0-302-085`

Property Details

APN / Parcel Number

Primary APN	`109-0-302-085`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Stucco
Construction Type	Frame
Lot Area	24,749 sqft (0.568 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Porch
Porch Area	312 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1098 DESEO AVE
City	CAMARILLO
State	CA
Zip	93010-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20AV
Legal Description	TRACT: 163200 LOT: 82 REF: 040MR 078
Legal Subdivision	1632
Legal Tract	163200
Legal Block	302
Legal Lot Number	82
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1000
Census Tract	5204

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit MONTECITO BANK & TRUST
Oct 4, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEVRON FCU
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
May 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	2021181703
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	0000062724
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020

Mortgage

Document Number	2022000112860
Date	Dec 1, 2022
Instrument	2022000112860

Lender

Name	MONTECITO BANK & TRUST
Type	Bank
Address	CAMARILLO, CA 93010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 4, 2021
Property Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Document Number	0000181703
Map Reference	MB 40 PG 78
Instrument Date	Sep 14, 2021
Instrument	20211004-00181703
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020

Mortgage

Document Number	0000181704
Date	Oct 4, 2021
Instrument	20211004-00181704

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020

Mortgage

Document Number	0000157016
Date	Aug 24, 2021
Instrument	20210824-00157016

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154350
Date	Dec 11, 2019
Instrument	20191211-00154350

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020

Mortgage

Document Number	0000211657
Date	Dec 9, 2020
Instrument	20201209-00211657

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 31, 2018
Property Address	1098 DESEO AVE, CAMARILLO, CA 93010-1020
Document Number	0000062724
Instrument Date	May 24, 2018
Instrument	62724
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1098 DESEO AVE CAMARILLO CA 930101020, CAMARILLO, CA 93010-1020

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Elementary School District	Mesa Union Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,902 (+2%) Land $503,157 Building $135,745
2025	$7,189.00 (+2.8%) Homeowner's exemption	$626,375 (+4.04%) Land $493,291 Building $133,084
2024	$6,993.00 (+3.07%)
2023	$6,785.00 (+0.95%) Homeowner's exemption	$602,053 Land $474,136 Building $127,917
2022	$6,721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - LAS POSAS ESTATES private · serves 2,043 people · EPA ID CA5610081
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Rocket Broadband.

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