1088 Deseo Ave, Camarillo, CA 93010 Property Records

Ventura County property record for 1088 Deseo Ave, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,367 sqft · built 2002
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 1998)
Tax Bill	$5,927 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-0-302-365`

Property Details

APN / Parcel Number

Primary APN	`109-0-302-365`
Alternative APN	`1090302295`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,367 sqft Living Area
1st Floor Area	1,545 sqft
2nd Floor Area	822 sqft
Basement Area	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	34,412 sqft (0.79 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1088 DESEO AVE
City	CAMARILLO
State	CA
Zip	93010-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20AV
Legal Description	LOT: 1 REF: 52 PM 71
Legal Block	302
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1000
Census Tract	5204

Owner

1088 Deseo Ave is owned and occupied by two individuals who bought it in November 1998.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1088 DESEO AVE, CAMARILLO, CA 93010-1020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 1998 · Amount on File
Deed Sale	Nov 16, 1998 · Amount on File
Prior Sale	Apr 11, 1994 · Amount on File
Deed Document Number	1998199269
Prior Transfer Date	Dec 10, 1993
Prior Transfer Doc	0000245310
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1088 DESEO AVE, CAMARILLO, CA 93010-1020
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1088 DESEO AVE, CAMARILLO, CA 93010-1020

Mortgage

Document Number	0000119192
Date	Jun 18, 2021
Instrument	20210618-00119192

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1088 DESEO AVE, CAMARILLO, CA 93010-1020
Document Number	0000043850
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1088 DESEO AVE CAMARILLO CA 930101020, CAMARILLO, CA 93010-1020

Mortgage

Document Number	0000043850
Date	Mar 31, 2017
Instrument	43850

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1088 Deseo Ave was $5,927 with a homeowner's exemption, up 2.8% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Elementary School District	Mesa Union Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,146 (+2%) Land $191,875 Building $335,271
2025	$5,927.00 (+2.79%) Homeowner's exemption	$516,810 Land $188,112 Building $328,698
2024	$5,766.00 (+3.07%)
2023	$5,594.00 (+0.96%) Homeowner's exemption	$496,743 Land $180,808 Building $315,935
2022	$5,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1088 Deseo Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1088 Deseo Ave is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - LAS POSAS ESTATES private · serves 2,043 people · EPA ID CA5610081
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Rocket Broadband.

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