Schenectady County and Rotterdam Town property record for 1098 Day Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,734 sqft · built 1970 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $219,000 (Nov 2018) |
| Tax Bill | $7,652 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 71.8-1-9 |
| Primary APN | 422800 71.8-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1098 DAY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R2STY,SF,FP,FMRM,SCPT,CRP RIGGI MNR #3-99 4.-301-12 |
| Legal Subdivision | MAP OF RIGGI MANOR SECTION 3 |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 32901 |
1098 Day Rd is owned by a company that acquired it in November 2024.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1098 DAY RD, SCHENECTADY, NY 12303-3365 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Nov 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Prior Sale | Jul 13, 2012 · Amount on File |
| Deed Document Number | 201852441 |
| Deed Book / Page | 2000 / 814 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0000071352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1098 DAY RD, SCHENECTADY, NY 12303-3365 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020374 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 4836/764 |
| Instrument | 201820374 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 7, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 29, 2018 |
| Property Address | 1098 DAY RD, SCHENECTADY, NY 12303-3365 |
| Document Number | 0000052441 |
| Book / Page | 2000 / 814 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 201852441 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $876.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1098 DAY RD, 1098, SCHENECTADY, NY 12303-3365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1098 DAY RD, SCHENECTADY, NY 12303-3365 |
| Document Number | 0000052444 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 4880/918 |
| Instrument | 201852444 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
The 2026 property tax bill for 1098 Day Rd was $7,652, up 1.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,652.00 (+1.7%) | ||
| 2025 | $7,524.00 | $205,000 Land $10,800 Building $194,200 | $315,400 Land $16,616 Building $298,784 |
| 2023 | $205,000 Land $10,800 Building $194,200 | $269,700 Land $14,209 Building $255,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1098 Day Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1098 Day Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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