1077 Day Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1077 Day Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,952 sqft · built 2002
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Jun 2013)
Tax Bill	$10,806 (2026)
Deeds & Mortgages	Mar 2022 Transfer Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 71.8-1-54`

Property Details

APN / Parcel Number

Primary APN	`422800 71.8-1-54`
Alternative APN	`280007100800010540000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	1,268 sqft
2nd Floor Area	684 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	183 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	54 sqft
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1077 DAY RD
City	SCHENECTADY
State	NY
Zip	12303-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	71.08-1-25 DIANNE EST-L28 1.A-109-24 SUBDIV 11/99
Legal Block	1
Legal Lot Number	54.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2003
Census Tract	32901

Owner

1077 Day Rd is owned and occupied by two individuals who acquired it in February 2022.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 DAY RD, SCHENECTADY, NY 12303-3362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2013 · Amount on File
Deed Sale	Jun 28, 2013 · Amount on File
Prior Sale	Oct 21, 2002 · Amount on File
Deed Document Number	201328425
Deed Book / Page	1877 / 594
Last Transfer Date	Feb 28, 2022
Transfer Doc	0000013433
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 15, 2022
Property Address	1077 DAY RD, SCHENECTADY, NY 12303-3362
Document Number	0000013433
Book / Page	2080 / 608
Map Reference	CAB J-298-301
Instrument Date	Feb 28, 2022
Instrument	202213433
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 DAY RD, SCHENECTADY, NY 12303-3362

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1077 DAY RD, SCHENECTADY, NY 12303-3362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057308
Date	Dec 30, 2019
Book Page	4962/859
Instrument	201957308

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1077 Day Rd was $10,806 with a homeowner's exemption, up 3.2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,806.00 (+3.2%) Homeowner's exemption
2025	$10,471.00	$276,000 Land $25,900 Building $250,100	$424,600 Land $39,845 Building $384,755
2023		$276,000 Land $25,900 Building $250,100	$363,200 Land $34,083 Building $329,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 Day Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1077 Day Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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