1098 Central Rd, Clemmons, NC 27012 Property Records

Davidson County property record for 1098 Central Rd, Clemmons, NC 27012 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage4,218 sqft Total Area
Lot Size189,922 sqft (4.36 acres)
GarageMixed, 2,125 sqft
OccupancyOwner Occupied
Tax Bill$1,762.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-007-0-000-0025-A
Alternative APN
  • 9211228

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area4,218 sqft Total Area
1st Floor2,192 sqft 1st Floor
Basement Area957 sqft Basement
Unfinished Basement957 sqft Unfinished
Primary FlooringCarpet Flooring
Interior StructurePlywood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1995
Architectural StyleSplit Level Style
Exterior MaterialOther Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area189,922 sqft (4.36 acres)
Lot Width456 ft Width
Parking Spaces7 Parking Spaces
Garage TypeMixed Garage
Garage Area2,125 sqft Garage
Porch Area348 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number9211228
Street Address1098 CENTRAL RD
CityCLEMMONS
StateNC
Zip27012-7210
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionL25A BK2140-1007
JurisdictionDAVIDSON NC
Minor Civil DivisionARCADIA
Census Blockgroup3
Census Block3011
Census Tract60302

Owner

Source: Davidson County records · APN 03-007-0-000-0025-A

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1098 CENTRAL RD, CLEMMONS, NC 27012-7210
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address1098 CENTRAL RD, CLEMMONS, NC 27012-7210
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023480290
DateFeb 27, 2019
Book Page2348/0290
Instrument2019000003689
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2039

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address1098 CENTRAL RD, CLEMMONS, NC 27012-7210
Document Number0024040231
Instrument DateApr 13, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1098 CENTRAL RD CLEMMONS NC 270127210, CLEMMONS, NC 27012-7210

Mortgage

Document Number0024040231
DateApr 17, 2020
Book Page002404/000231
Instrument8184
Lender
NameCERTAINTY HM LNS LLC
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2035

Tax Assessment & Valuation

Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,762.00 (-1.51%)$279,590 (-)$279,590 (-) Land $71,940 Building $207,650
2023$1,789.00$279,590$279,590 Land $71,940 Building $207,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Davidson County (37057C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Central Rd

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