Davidson County property record for 1026 Central Rd, Clemmons, NC 27012
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 4,782 sqft · built 1965 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (May 2019) |
| Tax Bill | $1,374 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-002-0-000-0010-F |
| Primary APN | 03-002-0-000-0010-F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,782 sqft Total Area |
| 1st Floor Area | 2,252 sqft |
| Basement Area | 1,684 sqft |
| Unfinished Basement | 1,684 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Mixed |
| Garage Area | 964 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 218 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9240670 |
|---|---|
| Street Address | 1026 CENTRAL RD |
| City | CLEMMONS |
| State | NC |
| Zip | 27012-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA3 |
| Legal Description | L10F BK2357-132 CENTRAL ROAD |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | ARCADIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 60302 |
Source: Davidson County records · APN 03-002-0-000-0010-F
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 CENTRAL RD, CLEMMONS, NC 27012-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 10, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Jun 04, 2004 · Amount on Record |
| Deed Document Number | 20199026 |
| Deed Book / Page | 2357 / 132 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 1026 CENTRAL RD, CLEMMONS, NC 27012-7210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0026352416 |
|---|---|
| Date | Feb 05, 2024 |
| Book Page | 2635/2416 |
| Instrument | 2024002036 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 1026 CENTRAL RD, CLEMMONS, NC 27012-7210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0024920033 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 2492/33 |
| Instrument | 2021000018668 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | May 10, 2019 |
| Property Address | 1026 CENTRAL RD, CLEMMONS, NC 27012-7210 |
| Document Number | 0023570132 |
| Book / Page | 2357 / 0132 |
| Instrument Date | May 09, 2019 |
| Instrument | 2019000009026 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 MIZPAH CHURCH RD, 1304, RURAL HALL, NC 27045-9535 |
| Name | Verified Name |
|---|---|
| Address | 1026 CENTRAL RD, CLEMMONS, NC 27012-7210 |
| Document Number | 2019000009027 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019000009027 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,374.00 (-1.51%) | $218,090 (-) | $218,090 (-) Land $33,950 Building $184,140 |
| 2023 | $1,395.00 | $218,090 | $218,090 Land $33,950 Building $184,140 |
Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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