San Diego County property record for 1098 Bellingham Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,695 sqft · built 2015 |
| Lot Size | 0.185 acres (8,048 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jul 2015) |
| Tax Bill | $5,390 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-611-47-00 |
| Primary APN | 122-611-47-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,695 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 8,048 sqft (0.185 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1098 BELLINGHAM DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-MP-1 |
| Legal Description | LOT 83 TR 015823 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 015823 |
| Legal Block | 3 |
| Legal Lot Number | 83 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 18619 |
1098 Bellingham Dr is owned and occupied by two individuals who bought it in July 2015.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1098 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Apr 3, 2012 · Amount on File |
| Deed Document Number | 2015394697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1098 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1098 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000003651 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021-0003651 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1098 Bellingham Dr was $5,390 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $694,291 (+2%) Land $241,491 Building $452,800 | |
| 2025 | $5,390.00 | $680,678 Land $236,756 Building $443,922 |
| 2023 | $5,238.00 (+0.17%) | $654,248 Land $227,563 Building $426,685 |
| 2022 | $5,229.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1098 Bellingham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1098 Bellingham Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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