1090 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1090 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,971 sqft · built 2015
Lot Size	0.175 acres (7,631 sqft)
Owner	Company Name on Record
Last Sale	$679,500 (Jul 2015)
Tax Bill	$8,443 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`122-611-45-00`

Property Details

APN / Parcel Number

Primary APN	`122-611-45-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,971 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	7,631 sqft (0.175 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1090 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 81 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	81
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1090 BELLINGHAM DR, OCEANSIDE, CA 92057-2741
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	2015362677
Last Transfer Date	Feb 20, 2017
Transfer Doc	0000091569
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1090 BELLINGHAM DR, OCEANSIDE, CA 92057-2741
Document Number	0000558914
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 BELLINGHAM DR OCEANSIDE CA 920572741, OCEANSIDE, CA 92057-2741

Mortgage

Document Number	0000558914
Date	Dec 1, 2017
Instrument	558914

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2017
Property Address	1090 BELLINGHAM DR, OCEANSIDE, CA 92057-2741
Document Number	0000091569
Instrument Date	Feb 20, 2017
Instrument	91569
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1090 BELLINGHAM DR OCEANSIDE CA 920572741, OCEANSIDE, CA 92057-2741

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$820,456 (+2%) Land $289,789 Building $530,667
2025	$8,443.00 (+4.45%) Homeowner's exemption	$804,369 (+4.04%) Land $284,107 Building $520,262
2023	$8,083.00 (+1.79%) Homeowner's exemption	$773,136 Land $273,076 Building $500,060
2022	$7,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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