10976 Winter Crest Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 10976 Winter Crest Dr, Riverview, FL 33569

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,340 sqft · built 2004
Owner	Individual Name on File
Last Sale	$242,000 (Dec 2024)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0772851224`

Property Details

APN / Parcel Number

Primary APN	`0772851224`
Alternative APN	`U32302060J000011000040`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,340 sqft Heated Area
1st Floor Area	643 sqft
2nd Floor Area	1,286 sqft
Upper Floors Area	54 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	224 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0772851224
Street Address	10976 WINTER CREST DR
City	RIVERVIEW
State	FL
Zip	33569-2052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	RIVERCREST TOWNHOMES WEST PHASE 1 LOT 4 BLOCK 11
Legal Range	20E
Legal Township	30S
Legal Section	32
Legal Subdivision	RIVERCREST TOWNHOMES WEST PHASE 1
Legal Phase	1
Legal Block	11
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1009
Census Tract	13924

Owner

Source: Hillsborough County records · APN 0772851224

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10976 WINTER CREST DR, RIVERVIEW, FL 33569-2052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Dec 06, 2018 · Amount on Record
Deed Document Number	2024537004
Record Updated	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 06, 2018
Property Address	10976 WINTER CREST DR, RIVERVIEW, FL 33569-2052
Document Number	0262571146
Book / Page	026257 / 001146
Instrument Date	Dec 03, 2018
Instrument	491492
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	EXECUTIVE TITLE/FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10976 WINTER CREST DR RIVERVIEW FL 335692052, RIVERVIEW, FL 33569-2052

Mortgage

Document Number	262571147
Date	Dec 06, 2018
Book Page	026257/001147
Instrument	491493

Lender

Name	BAY TO BAY LNDG
Address	TAMPA, FL 33606

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2048

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,236.00 (+75.39%) Homeowner's exemption	$184,340 (+68.38%) Land $18,234 Building $166,106	$184,340 (+2.97%) Land $18,234 Building $166,106
2023	$1,845.00 (-7.33%) Homeowner's exemption	$109,481 (+3%)	$179,019 (+25.81%) Land $17,708 Building $161,311
2022	$1,991.00 Homeowner's exemption	$106,292	$142,293 Land $14,029 Building $128,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 635 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.