10972 Winter Crest Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 10972 Winter Crest Dr, Riverview, FL 33569

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,340 sqft · built 2004
OwnerIndividual on Record
Last Sale$129,000 (Jul 2019)
Tax Bill$3,739 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0772851220

Property Details

APN / Parcel Number

Primary APN0772851220
Alternative APN
  • U32302060J000011000020

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,340 sqft Heated Area
1st Floor Area643 sqft
2nd Floor Area1,286 sqft
Upper Floors Area54 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area105 sqft
Patio Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0772851220
Street Address10972 WINTER CREST DR
CityRIVERVIEW
StateFL
Zip33569-2052
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionRIVERCREST TOWNHOMES WEST PHASE 1 LOT 2 BLOCK 11
Legal Range20E
Legal Township30S
Legal Section32
Legal SubdivisionRIVERCREST TOWNHOMES WEST PHASE 1
Legal Phase1
Legal Block11
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1009
Census Tract13924

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address736 PARKMAN DR, BEAR, DE 19701-4954
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
TAMPA BAY FCU
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage
LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleJan 21, 2009
Deed Document Number2019310543
Deed Book / Page26801 / 1303
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10972 WINTER CREST DR, RIVERVIEW, FL 33569-2052
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213904
DateMay 27, 2020
Instrument2020213904
Lender
NameTAMPA BAY FCU
TypeCredit Union
AddressTAMPA, FL 33603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 19, 2019
Property Address10972 WINTER CREST DR, RIVERVIEW, FL 33569-2052
Document Number0000310543
Book / Page26801 / 1303
Map ReferenceMB 93 PG 12
Instrument DateJul 15, 2019
Instrument2019310543
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyRIVERVIEW T&E SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$903.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3124 DOVE CT, 3124, ALEXANDRIA, LA 71301-2205

Transferred To (Grantee/Buyer)

NameVerified Name
Address3236 STILLMEADOW LN, OOLTEWAH, TN 37363-6997

Mortgage

Document Number0268011304
DateJul 19, 2019
Instrument26801/1304
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,739.00 (+14.9%)$184,080 (+3.01%) Land $18,234 Building $165,846$184,080 (+3.01%) Land $18,234 Building $165,846
2023$3,254.00 (+4.4%)$178,709 (+25.92%) Land $17,708 Building $161,001$178,709 (+25.92%) Land $17,708 Building $161,001
2022$3,117.00$141,920 Land $14,029 Building $127,891$141,920 Land $14,029 Building $127,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 85 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies85 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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