Lorain County property record for 10976 Middle Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,476 sqft Living Area |
| Lot Size | 29,621 sqft (0.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $72,350 (2011) |
| Tax Bill | $2,255.00 (2024) |
| Primary APN | 10-00-008-114-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,162 sqft Gross Area |
| 1st Floor | 1,476 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 29,621 sqft (0.68 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 494 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 320 sqft Shed |
| Patio Area | 168 sqft Patio |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 10976 MIDDLE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2010-0341725 |
| Legal Subdivision | ORIGINAL CARLISLE TOWNSHIP SECTION #8 |
| Legal Block | 114 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-008-114-043
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHEASTERN OHIO |
| Nov 12, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Nov 07, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NE OH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2011 · Amount on Record |
| Deed Sale | Jan 10, 2011 · Amount on Record |
| Prior Sale | Jul 30, 2010 · Amount on Record |
| Deed Doc Number | 2011360401 |
| Last Transfer Date | Oct 22, 2024 |
| Transfer Doc | 0000033058 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000811942 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0811942 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000811943 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0811943 |
| Name | FIFTH THIRD BANK NORTHEASTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 12, 2024 |
| Property Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Document Number | 0000033058 |
| Instrument Date | Oct 22, 2024 |
| Instrument | 2024-0033058 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Document Number | 0000723751 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10976 MIDDLE AVE ELYRIA OH 440357824, ELYRIA, OH 44035-7824 |
| Document Number | 0000723751 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 723751 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10976 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Document Number | 0000698544 |
| Instrument Date | Nov 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10976 MIDDLE AVE ELYRIA OH 440357824, ELYRIA, OH 44035-7824 |
| Document Number | 0000698544 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 698544 |
| Name | FIFTH THIRD BK/NE OH |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,162.00 (-4.12%) | $54,280 (%) Land $14,160 Building $40,120 | $155,100 (+0.01%) Land $40,470 Building $114,630 |
| 2024 | $2,255.00 (-7.32%) | $54,282 (+12.05%) Land $14,165 Building $40,117 | $155,090 (+12.05%) Land $40,470 Building $114,620 |
| 2023 | $2,433.00 (+0.75%) | $48,444 (+0.01%) Land $13,724 Building $34,720 | $138,410 (-) Land $39,210 Building $99,200 |
| 2022 | $2,415.00 | $48,440 Land $13,720 Building $34,720 | |
| 2021 | $138,410 Land $39,210 Building $99,200 |
10976 Middle Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 31st in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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