Lorain County property record for 10960 Middle Ave, Elyria, OH 44035 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,382 sqft · built 1977 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Sep 2003) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Sep 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-008-114-042 |
| Primary APN | 10-00-008-114-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,822 sqft |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 614 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Patio Area | 144 sqft |
| Canopy | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 10960 MIDDLE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NAME CORR 10/7/13 |
| Legal Subdivision | CARLISLE SEC 08 |
| Legal Block | 114 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-008-114-042
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10960 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2003 · Amount on Record |
| Deed Sale | Sep 12, 2003 · Amount on Record |
| Deed Document Number | 2003949388 |
| Last Transfer Date | Sep 18, 2013 |
| Transfer Doc | 20130481636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10960 MIDDLE AVE, ELYRIA, OH 44035-7824 |
| Document Number | 0000788453 |
| Instrument Date | Sep 18, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 10960 MIDDLE AVE ELYRIA OH 440357824, ELYRIA, OH 44035-7824 |
| Document Number | 0000788453 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 788453 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.43% |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 (+3.63%) | $53,650 (-0.01%) Land $12,470 Building $41,180 | $153,300 (-) Land $35,630 Building $117,670 |
| 2024 | $2,230.00 (-0.89%) | $53,655 (+19.99%) Land $12,471 Building $41,185 | $153,300 (+19.99%) Land $35,630 Building $117,670 |
| 2023 | $2,250.00 (+0.76%) | $44,716 (+0.01%) Land $12,082 Building $32,634 | $127,760 (-) Land $34,520 Building $93,240 |
| 2022 | $2,233.00 | $44,710 Land $12,080 Building $32,630 | |
| 2021 | $127,760 Land $34,520 Building $93,240 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930715002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 29 (1985–2021) |
| Claims Outside the SFHA | 13 of 29 |
| Most Recent Claim | Jul 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 200 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Uniti Group, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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