10976 Barnard Pl, White Plains, MD 20695 Property Records

Charles County property record for 10976 Barnard Pl, White Plains, MD 20695

Property Summary

Property TypeTownhouse
Lot Size0.057 acres (2,483 sqft)
OwnerIndividual Name on Record
Last Sale$417,990 (Apr 2026)
Tax Bill$8,118 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale
Flood ZoneZone X (minimal risk)
APN06-362746

Property Details

APN / Parcel Number

Primary APN06-362746
Alternative APN
  • 362746

Exterior

Architectural StyleTownhouse
Lot Area2,483 sqft (0.057 acres)

Location & Zoning

Account Number362746
Street Address10976 BARNARD PL
CityWHITE PLAINS
StateMD
Zip20695-0027
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT F4 PAR F = .0573 HIGHLANDS NBHD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Lot NumberF4
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1024
Census Tract851502

Owner

Source: Charles County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10976 BARNARD PL, WHITE PLAINS, MD 20695-0027
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed · Conventional Mortgage
LENNAR MORTGAGE LLC
Apr 8, 2026Deed, Transfer
LENNAR TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Prior SaleMar 25, 2025 · Amount on Record
Deed Book / Page14023 / 273
Record UpdatedSep 20, 2026

April 2026: Deed

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 8, 2026
Property Address10976 BARNARD PL, WHITE PLAINS, MD 20695-0027
Document Number1402000273
Book / Page14023 / 273
Instrument DateMar 31, 2026
Record UpdatedApr 16, 2026
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$422,169.90
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address10976 BARNARD PL, WHITE PLAINS, MD 20695-0027

Mortgage

Document Number1402000286,
DateApr 8, 2026
Book Page14023/286
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 8, 2026
Property Address10976 BARNARD PL, WHITE PLAINS, MD 20695-0027
Document Number1402000267
Book / Page14023 / 267
Instrument DateMar 31, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyLENNAR TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,118.00$402,100 Land $95,000 Building $307,100$402,100 Land $95,000 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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