Charles County property record for 10974 Barnard Pl, White Plains, MD 20695
| Property Type | Townhouse |
|---|---|
| Lot Size | 0.046 acres (2,004 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,990 (Apr 2026) |
| Tax Bill | $8,143 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-362745 |
| Primary APN | 06-362745 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 576 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Roof Material | Composition Shingle |
| Lot Area | 2,004 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 362745 |
|---|---|
| Street Address | 10974 BARNARD PL |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-0027 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT F3 PAR F = .0459 HIGHLANDS NBHD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Lot Number | F3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 851502 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10974 BARNARD PL, WHITE PLAINS, MD 20695-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed, Transfer LENNAR TITLE |
| Apr 8, 2026 | Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on Record |
| Deed Sale | Apr 8, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2025 · Amount on Record |
| Deed Book / Page | 14022 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 8, 2026 |
| Property Address | 10974 BARNARD PL, WHITE PLAINS, MD 20695-0027 |
| Document Number | 1402000425 |
| Book / Page | 14022 / 425 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LENNAR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 8, 2026 |
| Property Address | 10974 BARNARD PL, WHITE PLAINS, MD 20695-0027 |
| Document Number | 1402000431 |
| Book / Page | 14022 / 431 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY COMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401,969.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10974 BARNARD PL, WHITE PLAINS, MD 20695-0027 |
| Document Number | 1402000444, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 14022/444 |
| Name | LENNAR MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,000 (-) Land $95,000 Building $309,000 | $404,000 (-) Land $95,000 Building $309,000 | |
| 2025 | $8,143.00 | $404,000 Land $95,000 Building $309,000 | $404,000 Land $95,000 Building $309,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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