10975 Riverside Rd, Brookdale, CA 95007 Property Records

Santa Cruz County property record for 10975 Riverside Rd, Brookdale, CA 95007

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,492 sqft · built 1953
Lot Size1.26 acres (55,321 sqft)
OwnerIndividual Name on File
Last Sale$312,500 (Nov 1995)
Tax Bill$6,462 (2025)
Deeds & MortgagesDec 2018 Transfer
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN079-281-17

Property Details

APN / Parcel Number

Primary APN079-281-17
Alternative APN
  • 079-281-17-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,492 sqft Living Area
Gross Area2,892 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleConventional
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area55,321 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area207 sqft
Patio Area207 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address10975 RIVERSIDE RD
CityBROOKDALE
StateCA
Zip95007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionEAST BROOKDALE
Legal Lot Number11,12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1000
Census Tract120301

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 53, BROOKDALE, CA 95007-0053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 8, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 8, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 2, 1995 · Amount on Record
Deed SaleNov 2, 1995 · Amount on Record
Deed Document Number199556520
Deed Book / Page5751 / 897
Last Transfer DateNov 28, 2018
Transfer Doc0000035745
Record UpdatedSep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 3, 2018
Property Address10975 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000035745
Instrument DateNov 26, 2018
Instrument35745
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 53 BROOKDALE CA 950070053, BROOKDALE, CA 95007-0053

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10975 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000042498
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyAMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10975 RIVERSIDE RD BROOKDALE CA 95007, BROOKDALE, CA 95007

Mortgage

Document Number0000042498
DateDec 14, 2017
Instrument42498
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10975 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000042497
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRSTAMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10975 RIVERSIDE RD BROOKDALE CA 95007, BROOKDALE, CA 95007

Mortgage

Document Number0000042497
DateDec 14, 2017
Instrument42497
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.83%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$529,539 (+2%) Land $220,288 Building $309,251
2025$6,462.00 (+4.87%) Homeowner's exemption$519,156 (+4.04%) Land $215,969 Building $303,187
2023$6,162.00 (+2.46%) Homeowner's exemption$498,997 Land $207,583 Building $291,414$908,730
2022$6,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

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