10970 Riverside Rd, Brookdale, CA 95007 Property Records

Santa Cruz County property record for 10970 Riverside Rd, Brookdale, CA 95007

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,402 sqft · built 1952
Lot Size0.158 acres (6,882 sqft)
Owner2 Individual Names on Record
Last Sale$636,000 (Dec 2021)
Tax Bill$8,327 (2025)
Deeds & MortgagesDec 2021 Transfer
Dec 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN079-283-30

Property Details

APN / Parcel Number

Primary APN079-283-30
Alternative APN
  • 079-283-30-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,402 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,882 sqft (0.158 acres)
TerrainSteep
Garage TypeCarport
Garage Area313 sqft
CarportCarport
Carport Area313 sqft
Parking Spaces1 Parking Space
Deck Area68 sqft
Patio Area68 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic

Location & Zoning

Street Address10970 RIVERSIDE RD
CityBROOKDALE
StateCA
Zip95007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal DescriptionBLK 4 LOT 7,8
Legal SubdivisionEAST BROOKDALE
Legal Block4
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1000
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Dec 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Dec 29, 2021Grant Deed, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Oct 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED FIDELITY FUNDING CORP
Jun 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PURPOSE FNDG INC
Dec 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
PURPOSE FNDG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleSep 29, 2014 · Amount on Record
Deed Document Number202162580
Prior Transfer DateDec 23, 2021
Prior Transfer Doc0000062582
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 29, 2021
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000062581
Map ReferenceMB 14 PG 10
Instrument DateDec 23, 2021
Instrument2021-0062581
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10970 RIVERSIDE RD, BROOKDALE, CA 95007

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 29, 2021
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000062582
Map ReferenceMB 14 PG 10
Instrument DateDec 23, 2021
Instrument2021-0062582
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10970 RIVERSIDE RD, BROOKDALE, CA 95007

Mortgage

Document Number0000062583
DateDec 29, 2021
Instrument2021-0062583
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 29, 2021
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000062580
Map ReferenceMB 14 PG 10
Instrument DateDec 22, 2021
Instrument2021-0062580
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Tax$699.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10970 RIVERSIDE RD, BROOKDALE, CA 95007

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032250
DateOct 25, 2018
Instrument2018-0032250
Lender
NameUNITED FIDELITY FUNDING CORP
TypeMortgage Company
AddressORANGE, CA 92867
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015319
DateJun 6, 2019
Instrument2019-0015319
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000002775
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2021
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10970 RIVERSIDE RD BROOKDALE CA 95007, BROOKDALE, CA 95007

Mortgage

Document Number0000002775
DateJan 19, 2021
Instrument2775
Lender
NamePURPOSE FNDG INC
AddressLAGUNA NIGUEL, CA 92677
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address10970 RIVERSIDE RD, BROOKDALE, CA 95007
Document Number0000040731
Instrument DateDec 17, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10970 RIVERSIDE RD BROOKDALE CA 95007, BROOKDALE, CA 95007

Mortgage

Document Number0000040731
DateDec 26, 2019
Instrument40731
Lender
NamePURPOSE FNDG INC
AddressLAGUNA NIGUEL, CA 92677
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$688,428 (+2%) Land $475,188 Building $213,240
2025$8,327.00 (+4.45%)$674,928 (+4.04%) Land $465,870 Building $209,058
2024$7,972.00 (-0.03%)
2023$7,974.00 (+2.41%)$648,720 Land $447,780 Building $200,940$618,930
2022$7,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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