10974 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 10974 W River Rd, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.25 ba · 4,529 sqft · built 2014
Lot Size6.13 acres (267,458 sqft)
OwnerIndividual Name on File
Tax Bill$24,792 (2025)
Flood ZoneZone X (minimal risk)
APN34-120-21-33-0023

Property Details

APN / Parcel Number

Primary APN34-120-21-33-0023

Interior

Bedrooms4 Beds
Full Baths4.25 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area4,529 sqft Living Area
Gross Area7,867 sqft
1st Floor Area1,829 sqft
2nd Floor Area2,700 sqft
Basement Area1,430 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialStone
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area267,458 sqft
Lot Width395 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area1,588 sqft

Exterior Amenities

PorchScreened Porch
Porch Area210 sqft
Deck Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address10974 W RIVER RD
CityCHAMPLIN
StateMN
Zip55316-3568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED 34 120 21 THAT PART OF W 295 FT OF GOVT LOT 1 LYING N OF CENTER LINE OF WEST RIVER ROAD EXCEPT ROAD S 395X890R350X820
Legal Range21
Legal Township120
Legal Section34
Legal Quarter33
Legal SubdivisionUNPLATTED 34 120 21
Legal Block1
Legal Lot Number1
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group1
Census Block1011
Census Tract26906

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10974 W RIVER RD, CHAMPLIN, MN 55316-3568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 30, 2015
Transfer Doc0A10208838
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,792.00 (+6.69%)$1,755,200 (+3.74%) Land $590,000 Building $1,165,200$1,755,200 (+3.74%) Land $590,000 Building $1,165,200
2024$23,238.00 (+15.62%)$1,692,000 (+8.39%) Land $590,000 Building $1,102,000$1,692,000 (+8.39%) Land $590,000 Building $1,102,000
2023$20,098.00 Homeowner's exemption
2022$1,561,000 Land $592,000 Building $969,000$1,561,000 Land $592,000 Building $969,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimJun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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