Pinellas County property record for 10974 104th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 909 sqft · built 1957 |
| Lot Size | 0.142 acres (6,203 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (May 2021) |
| Tax Bill | $2,293 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-6941-9 |
| Primary APN | C62-000-750-6941-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 909 sqft Living Area |
| Gross Area | 1,316 sqft |
| 1st Floor Area | 909 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,203 sqft (0.142 acres) |
| Lot Dimensions | 102 ft deep x 61 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 341 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R164245 |
|---|---|
| Street Address | 10974 104TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-3932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SEMINOLE GARDENS LOT 102 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | SEMINOLE GARDENS |
| Legal Tract | 79686 |
| Legal Lot Number | 102 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 25114 |
10974 104th St is owned and occupied by an individual who bought it in May 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10974 104TH ST, LARGO, FL 33773-3932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Prior Sale | Nov 21, 2013 · Amount on File |
| Deed Document Number | 2021178740 |
| Deed Book / Page | 21557 / 2643 |
| Prior Transfer Date | Sep 12, 2013 |
| Prior Transfer Doc | 0181591680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10974 104TH ST, LARGO, FL 33773-3932 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0218770906 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 21877/906 |
| Instrument | 2022002977 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 28, 2021 |
| Property Address | 10974 104TH ST, LARGO, FL 33773-3932 |
| Document Number | 0215572643 |
| Book / Page | 21557 / 2643 |
| Map Reference | MB 38 PG 54 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021178740 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | SEA STAR TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7922 SAILBOAT KEY BLVD S # S402, 7922, SOUTH PASADENA, FL 33707-6369 |
| Name | Verified Name |
|---|---|
| Address | 10974 104TH ST, LARGO, FL 33773-3932 |
| Document Number | 0215572645 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 21557/2645 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 10974 104th St was $2,293 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,293.00 Homeowner's exemption | $162,434 | $206,930 Land $103,686 Building $103,244 |
| 2023 | $2,062.00 (-20.26%) Homeowner's exemption | $153,258 (+9.12%) | $153,258 (+9.12%) Land $121,382 Building $31,876 |
| 2022 | $2,586.00 | $140,443 | $140,443 Land $115,616 Building $24,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10974 104th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 129 units insured incl. 48 condo units |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10974 104th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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