10938 104th St, Largo, FL 33773 Property Records

Pinellas County property record for 10938 104th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,256 sqft · built 1956
Lot Size0.142 acres (6,203 sqft)
Owner2 Individual Names on File
Last Sale$51,000 (Jul 1997)
Tax Bill$708 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-6946-8

Property Details

APN / Parcel Number

Primary APNC62-000-750-6946-8
Alternative APNs
  • 15-30-15-79686-000-1070
  • 301515796860001070
  • R164250

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,256 sqft Living Area
Gross Area1,839 sqft
1st Floor Area1,256 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1963
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area6,203 sqft (0.142 acres)
Lot Dimensions102 ft deep x 61 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area80 sqft
Deck Area240 sqft
Patio Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR164250
Street Address10938 104TH ST
CityLARGO
StateFL
Zip33773-3932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSEMINOLE GARDENS LOT 107
Legal Range15E
Legal Township30S
Legal Section15
Legal SubdivisionSEMINOLE GARDENS
Legal Tract79686
Legal Lot Number107
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2005
Census Tract25114

Owner

10938 104th St is owned and occupied by two individuals who acquired it in March 2024.

Source: Pinellas County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address10938 104TH ST, LARGO, FL 33773-3932
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 1997 · Amount on File
Deed SaleJul 3, 1997 · Amount on File
Deed Book / Page9762 / 614
Last Transfer DateMar 8, 2024
Transfer Doc0000166887
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJun 22, 2026
Property Address10938 104TH ST, LARGO, FL 33773-3932
Document Number0000166887
Book / Page23600 / 2246
Instrument DateMar 8, 2024
Instrument2026166887
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10938 104TH ST, LARGO, FL 33773-3932

Mortgage

Document Number0000166888,
DateJun 22, 2026
Book Page23600/2248
Instrument2026166888
Lender
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Interest
Rate TypeBalloon
Rate18%
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10938 104th St was $708 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$708.00 Homeowner's exemption$64,846$225,296 Land $106,968 Building $118,328
2023$655.00 (+1.87%) Homeowner's exemption$61,183 (+3%)$153,318 (+9.88%) Land $121,529 Building $31,789
2022$643.00 Homeowner's exemption$59,401$139,538 Land $114,906 Building $24,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10938 104th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies129 units insured
incl. 48 condo units
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10938 104th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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