10972 Checo Way, Peyton, CO 80831 Property Records

El Paso County property record for 10972 Checo Way, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,822 sqft · built 2017
Lot Size	0.39 acres (16,993 sqft)
Owner	Individual Name on File
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`42194-01-033`

Property Details

APN / Parcel Number

Primary APN	`42194-01-033`
Alternative APN	`R4219401033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,822 sqft Living Area
Gross Area	5,206 sqft
1st Floor Area	2,015 sqft
Basement Area	1,970 sqft
Finished Basement	1,807 sqft
Unfinished Basement	163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,993 sqft (0.39 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	1,186 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	35 sqft
Patio Area	315 sqft
Balcony Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219401033
Street Address	10972 CHECO WAY
City	PEYTON
State	CO
Zip	80831-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20 MERIDIAN RANCH FIL NO 9
Legal Subdivision	MERIDIAN RANCH FIL NO 09
Legal Lot Number	20
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3026
Census Tract	3914

Owner

10972 Checo Way is owned and occupied by an individual who acquired it in January 2022.

Source: El Paso County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Jan 3, 2022	Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Dec 26, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage STEARNS LNDG
Sep 21, 2017	Grant Deed, Mortgage · Line of Credit KIRKPATRICK BK
Jun 19, 2017	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022
Deed Sale	Jan 3, 2022
Prior Sale	Dec 26, 2017 · Amount on File
Deed Document Number	2022527
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0000000527
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054996
Date	Apr 20, 2022
Instrument	222054996

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL PASO CO
Recording Date	Jan 3, 2022
Property Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Document Number	0000000527
Instrument Date	Dec 10, 2021
Instrument	222000527
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, ASCENDANT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10972 CHECO WAY, PEYTON, CO 80831-4481

Mortgage

Document Number	0000000528
Date	Jan 3, 2022
Instrument	222000528

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Document Number	0000102458
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10972 CHECO WAY FALCON CO 808314481, FALCON, CO 80831-4481

Mortgage

Document Number	0000102458
Date	Jul 16, 2020
Instrument	102458

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 26, 2017
Property Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Document Number	0000154817
Instrument Date	Dec 22, 2017
Instrument	154817
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10972 CHECO WAY PEYTON CO 808314481, PEYTON, CO 80831-4481

Mortgage

Document Number	154818
Date	Dec 26, 2017
Instrument	154818

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	EL PASO CO
Recording Date	Sep 21, 2017
Property Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Instrument Date	Sep 15, 2017
Instrument	114064
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4850 AUSTIN BLUFFS PKWY COLORADO SPRINGS CO 809185069, COLORADO SPRINGS, CO 80918-5069
Investor	Possibly a Property Investor

Mortgage

Document Number	0000114064
Date	Sep 21, 2017
Instrument	114064

Lender

Name	KIRKPATRICK BK
Type	Bank
Address	102 N CASCADE AVE # 100, COLORADO SPRINGS, CO 80903-1412

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL PASO CO
Recording Date	Jun 19, 2017
Property Address	10972 CHECO WAY, PEYTON, CO 80831-4481
Document Number	0000071236
Instrument Date	Jun 19, 2017
Instrument	71236
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4850 AUSTIN BLUFFS PKWY COLORADO SPRINGS CO 809185069, COLORADO SPRINGS, CO 80918-5069
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10972 Checo Way was $3,865.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,970 (-)	$666,306 (-)
2025	$3,865.00	$46,970 (-2.57%) Land $10,080 Building $36,890	$666,306 Land $143,000 Building $523,306
2024		$48,210 (-) Land $7,200 Building $41,010
2023	$3,743.00 (+20.7%)	$48,210 (+27.95%) Land $7,200 Building $41,010	$719,603 (+32.75%) Land $107,500 Building $612,103
2022	$3,101.00	$37,680 Land $5,910 Building $31,770	$542,075 Land $85,000 Building $457,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10972 Checo Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10972 Checo Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: StratusIQ.

Nearby Properties on Checo Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures