10963 Checo Way, Peyton, CO 80831 Property Records

El Paso County property record for 10963 Checo Way, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,026 sqft · built 2017
Lot Size	0.271 acres (11,793 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Aug 2025)
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42194-01-036`

Property Details

APN / Parcel Number

Primary APN	`42194-01-036`
Alternative APN	`R4219401036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,026 sqft Living Area
Gross Area	4,075 sqft
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Finished Basement	1,440 sqft
Unfinished Basement	146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,793 sqft (0.271 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Porch Area	162 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219401036
Street Address	10963 CHECO WAY
City	PEYTON
State	CO
Zip	80831-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 23 MERIDIAN RANCH FIL NO 9
Legal Subdivision	MERIDIAN RANCH FIL NO 09
Legal Lot Number	23
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3026
Census Tract	3914

Owner

10963 Checo Way is owned and occupied by two individuals who bought it in August 2025.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10963 CHECO WAY, PEYTON, CO 80831-4481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage NBH BANK NA
May 9, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on File
Deed Sale	Aug 6, 2025 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	202566974
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10963 CHECO WAY, PEYTON, CO 80831-4481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003481
Date	Jan 7, 2021
Instrument	221003481

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10963 CHECO WAY, PEYTON, CO 80831-4481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEGACY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048594
Date	Apr 8, 2020
Instrument	220048594

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	May 9, 2018
Property Address	10963 CHECO WAY, PEYTON, CO 80831-4481
Document Number	0000053168
Instrument Date	May 9, 2018
Instrument	218053168
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	EMPIRE TITLE OF COLORADO SPR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.03
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10963 CHECO WAY, PEYTON, CO 80831-4481

Mortgage

Document Number	0000053169
Date	May 9, 2018
Instrument	218053169

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10963 Checo Way was $3,887, up 1.1% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,150 (-)	$569,514 (-)
2025	$3,887.00 (+1.14%)	$40,150 (-2.57%) Land $10,080 Building $30,070	$569,514 Land $143,000 Building $426,514
2024	$3,843.00 (+3.53%)	$41,210 (-) Land $7,200 Building $34,010
2023	$3,712.00 (+23.65%)	$41,210 (+38.52%) Land $7,200 Building $34,010	$615,070 (+43.69%) Land $107,500 Building $507,570
2022	$3,002.00	$29,750 Land $5,910 Building $23,840	$428,049 Land $85,000 Building $343,049

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10963 Checo Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10963 Checo Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: StratusIQ.

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