10971 Stuart Ct, Westminster, CO 80031 Property Records

Adams County property record for 10971 Stuart Ct, Westminster, CO 80031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,081 sqft · built 1976
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,680 (Oct 2018)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1719-07-1-01-017`

Property Details

APN / Parcel Number

Primary APN	`1719-07-1-01-017`
Alternative APNs	`0171907101017` `R0032887`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	684 sqft
2nd Floor Area	880 sqft
Basement Area	544 sqft
Finished Basement	517 sqft
Unfinished Basement	27 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	640 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0032887
Street Address	10971 STUART CT
City	WESTMINSTER
State	CO
Zip	80031-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:COTTON CREEK FILING NO 1 REPLAT BLK:4 LOT:71
Legal Range	68W
Legal Township	02S
Legal Section	07
Legal Quarter	1
Legal Subdivision	COTTON CREEK
Legal Block	4
Legal Lot Number	71
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2014
Census Tract	9409

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10971 STUART CT, WESTMINSTER, CO 80031-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Quit Claim Deed, Transfer PIVOT LNDG GROUP
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	201885775
Last Transfer Date	Sep 1, 2020
Transfer Doc	0000126752
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 4, 2020
Property Address	10971 STUART CT, WESTMINSTER, CO 80031-2002
Document Number	0000126752
Instrument Date	Sep 1, 2020
Instrument	126752
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10971 STUART CT WESTMINSTER CO 800312002, WESTMINSTER, CO 80031-2002

Mortgage

Document Number	126753
Date	Dec 4, 2020
Instrument	126753

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10971 STUART CT, WESTMINSTER, CO 80031-2002
Document Number	0000012853
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10971 STUART CT WESTMINSTER CO 800312002, WESTMINSTER, CO 80031-2002

Mortgage

Document Number	0000012853
Date	Feb 22, 2019
Instrument	12853

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2024

Interest

Rate Type	Adjustable Rate
Rate	6.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 23, 2018
Property Address	10971 STUART CT, WESTMINSTER, CO 80031-2002
Document Number	0000085775
Instrument Date	Oct 18, 2018
Instrument	85775
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.77
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10971 STUART CT WESTMINSTER CO 800312002, WESTMINSTER, CO 80031-2002

Mortgage

Document Number	85776
Date	Oct 23, 2018
Instrument	85776

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Westminster City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (-64.03%)	$39,980 (-5.75%) Land $8,160 Building $31,820	$588,000 (-6.22%) Land $120,000 Building $468,000
2024	$3,809.00 (-13.73%)
2023	$4,415.00 (+8.85%)	$42,420 (+9.92%) Land $8,120 Building $34,300	$627,000 (+12.92%) Land $120,000 Building $507,000
2022	$4,056.00	$38,590 Land $13,900 Building $24,690	$555,237 Land $200,000 Building $355,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
CenturyLink DSL	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: LiveWireNet, T-Mobile, Verizon.

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