10970 Stuart Ct, Westminster, CO 80031 Property Records

Adams County property record for 10970 Stuart Ct, Westminster, CO 80031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,652 sqft · built 1977
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Feb 2023)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0032901`

Property Details

APN / Parcel Number

Primary APN	`R0032901`
Alternative APNs	`0171907101033` `171907101033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	912 sqft
Basement Area	544 sqft
Finished Basement	538 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2022
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	79 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0032901
Old Parcel Number	171907101033
Street Address	10970 STUART CT
City	WESTMINSTER
State	CO
Zip	80031-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:COTTON CREEK FILING NO 1 REPLAT BLK:4 LOT:73
Legal Range	68W
Legal Township	02S
Legal Section	07
Legal Quarter	NE
Legal Subdivision	COTTON CREEK
Legal Block	4
Legal Lot Number	73
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2014
Census Tract	9409

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10970 STUART CT, WESTMINSTER, CO 80031-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Oct 18, 2022	Special Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	2023000007190
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 9, 2023
Property Address	10970 STUART CT, WESTMINSTER, CO 80031-2002
Document Number	0000007190
Instrument Date	Jan 27, 2023
Instrument	2023000007190
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10970 STUART CT, WESTMINSTER, CO 80031-2002

Mortgage

Document Number	0000007191
Date	Feb 9, 2023
Instrument	2023000007191

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 18, 2022
Property Address	10970 STUART CT, WESTMINSTER, CO 80031-2002
Document Number	0000085425
Instrument Date	Oct 5, 2022
Instrument	2022000085425
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10970 STUART CT, WESTMINSTER, CO 80031-2002

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Westminster City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 (-68.93%)	$35,940 (-13.19%) Land $7,500 Building $28,440	$575,000 (-6.05%) Land $120,000 Building $455,000
2023	$4,309.00 (+16.27%)	$41,400 (+17.41%) Land $8,120 Building $33,280	$612,000 (+20.64%) Land $120,000 Building $492,000
2022	$3,706.00	$35,260 Land $13,900 Building $21,360	$507,314 Land $200,000 Building $307,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
CenturyLink DSL	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: LiveWireNet, T-Mobile, Verizon.

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