Calvert County property record for 10970 Orion Ln, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,476 sqft · built 2008 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $739,900 (Oct 2022) |
| Tax Bill | $6,016 (2023) |
| Deeds & Mortgages | Sep 2019 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-156605 |
| Primary APN | 03-156605 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,476 sqft Total Area |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Mixed |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Deck Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 156605 |
|---|---|
| Old Parcel Number | 3156605 |
| Street Address | 10970 ORION LN |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 1RR JAMES & BARBARA AKE PROP |
| Legal Subdivision | JAMES R & BARBARA A A PROP |
| Legal Lot Number | 1RR |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 860103 |
Source: Calvert County records, as of September 18, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10970 ORION LN, DUNKIRK, MD 20754-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2022 | Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | May 20, 2009 · Amount on Record |
| Deed Document Number | 0006362350 |
| Deed Book / Page | 6362 / 350 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 10970 ORION LN, DUNKIRK, MD 20754-2925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054350178 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 5435/178 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 10970 ORION LN, DUNKIRK, MD 20754-2925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0058380438 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5838/438 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 26, 2022 |
| Property Address | 10970 ORION LN, DUNKIRK, MD 20754-2925 |
| Document Number | 0063620350 |
| Book / Page | 6362 / 350 |
| Map Reference | MB 2753 PG 493 |
| Instrument Date | Oct 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | NATIONAL SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,699.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10970 ORION LN, DUNKIRK, MD 20754-2925 |
| Document Number | 0006362358 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 6362/358 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,016.00 | $579,100 | $714,100 Land $163,600 Building $550,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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