10965 Orion Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 10965 Orion Ln, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,958 sqft · built 2006
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on Record
Tax Bill$7,825 (2025)
Deeds & MortgagesAug 2018 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-156648

Property Details

APN / Parcel Number

Primary APN03-156648
Alternative APNs
  • 3156648
  • 156648

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,958 sqft Total Area
Utility Area305 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area94,961 sqft (2.18 acres)
Garage TypeAttached
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number156648
Street Address10965 ORION LN
CityDUNKIRK
StateMD
Zip20754-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 4RR JAMES & BARBARA AKE PROP
Legal SubdivisionJAMES R & BARBARA A AKE PROP
Legal Lot Number4RR
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3009
Census Tract860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10965 ORION LN, DUNKIRK, MD 20754-2911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 1995
Deed SaleDec 28, 1995
Deed Document Number1995961537
Deed Book / Page839 / 436
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address10965 ORION LN, DUNKIRK, MD 20754-2911
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TTILE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052340244
DateAug 13, 2018
Book Page5234/244
Lender
NameSUNTRUST BANK
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address10965 ORION LN, DUNKIRK, MD 20754-2911
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyABODE SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10965 ORION LN, DUNKIRK, MD 20754-2911

Mortgage

Document Number0057280022
DateOct 13, 2020
Book Page5728/22
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$720,567 (+2.27%)$752,500 (+6.8%) Land $169,400 Building $583,100
2025$7,825.00 (+27.3%) Homeowner's exemption$704,600 (+18.73%) Land $169,400 Building $535,200$704,600 (-) Land $169,400 Building $535,200
2023$6,147.00 Homeowner's exemption$593,467$704,600 Land $169,400 Building $535,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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