Medina County property record for 10970 Old Mill Rd, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,404 sqft · built 2004 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Mar 1999) |
| Tax Bill | $4,243 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-08D-21-017 |
| Primary APN | 036-08D-21-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 4,808 sqft |
| Basement Area | 1,262 sqft |
| Unfinished Basement | 1,262 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Lot Area | 222,156 sqft (5.1 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 368 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10970 OLD MILL RD |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SE COR 5.1004 AC |
| Legal Lot Number | 5 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10970 OLD MILL RD, SPENCER, OH 44275-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1999 · Amount on Record |
| Deed Sale | Mar 22, 1999 · Amount on Record |
| Deed Document Number | 19999636 |
| Last Transfer Date | Oct 23, 2018 |
| Transfer Doc | 0000023352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 10970 OLD MILL RD, SPENCER, OH 44275-9546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027397 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 2018OR027397 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Oct 25, 2018 |
| Property Address | 10970 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Number | 0000023352 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 23352 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10970 OLD MILL RD SPENCER OH 442759546, SPENCER, OH 44275-9546 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| County Subdivision | Spencer Township |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,243.00 (+12.28%) | $132,990 (+28.59%) Land $38,930 Building $94,060 | $379,970 (+28.59%) Land $111,220 Building $268,750 |
| 2024 | $3,779.00 (+4.88%) Homeowner's exemption | $103,420 (-) Land $24,280 Building $79,140 | |
| 2023 | $3,603.00 (-2.96%) Homeowner's exemption | $103,420 (-) Land $24,280 Building $79,140 | |
| 2022 | $3,713.00 Homeowner's exemption | $103,420 Land $24,280 Building $79,140 | $295,480 Land $69,370 Building $226,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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