Medina County property record for 10950 Old Mill Rd, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,450 sqft · built 1994 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,784 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-08D-21-025 |
| Primary APN | 036-08D-21-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| 1st Floor Area | 3,236 sqft |
| Upper Floors Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 665 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Area | 1,920 sqft |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 264 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10950 OLD MILL RD |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 LOT 1 N MID PT & LOT 2 S & W MID PT 11.0000AC |
| Legal Subdivision | 2 IN |
| Legal Lot Number | 1-2 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 31, 2024 | Transfer on Death Deed, Transfer |
| Dec 10, 2021 | Intrafamily Transfer, Transfer |
| Dec 10, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 31, 2024 |
| Transfer Doc | 0000020852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Number | 0000009255 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022OR009255 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Dec 31, 2024 |
| Property Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Number | 0000020852 |
| Instrument Date | Dec 12, 2024 |
| Instrument | 2024OR020852 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Dec 10, 2021 |
| Property Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Number | 0000035849 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021OR035849 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Dec 10, 2021 |
| Property Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
| Document Number | 0000035848 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021OR035848 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10950 OLD MILL RD, SPENCER, OH 44275-9546 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| County Subdivision | Spencer Township |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,784.00 (+27.6%) | $153,560 (+37.01%) Land $48,820 Building $104,740 | $438,730 (+37.01%) Land $139,480 Building $299,250 |
| 2024 | $4,533.00 (+5.57%) | $112,080 (-) Land $34,510 Building $77,570 | |
| 2023 | $4,294.00 (-7.18%) | $112,080 (-) Land $34,510 Building $77,570 | |
| 2022 | $4,626.00 | $112,080 Land $34,510 Building $77,570 | $320,220 Land $98,590 Building $221,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
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