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10970 Cold Spring Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 10970 Cold Spring Dr, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,510 sqft · built 2011
Lot Size0.923 acres (40,249 sqft)
Owner2 Owner Names on Record
Last Sale$490,000 (Dec 2012)
Tax Bill$13,085 (2024)
Flood ZoneZone X (minimal risk)
APNO67 22339 0015

Property Details

APN / Parcel Number

Primary APNO67 22339 0015
Alternative APN
  • O67 022339 0015

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,510 sqft Living Area
1st Floor Area2,500 sqft
Basement Area1,752 sqft
Finished Basement1,752 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2011
Architectural StyleRanch
Exterior MaterialBrick
Lot Area40,249 sqft (0.923 acres)
Garage Area736 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area279 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel NumberO67 022339 0015
Street Address10970 COLD SPRING DR
CityDAYTON
StateOH
Zip45458-4515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15 THE SPRINGS @ THE VILLAGES OF WINDING CREEK SEC ONE
Legal SubdivisionTHE VILLAGES OF
Legal Lot Number15
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1003
Census Tract40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address10970 COLD SPRING DR, DAYTON, OH 45458-4515
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2012 · Amount on Record
Deed SaleDec 21, 2012 · Amount on Record
Prior SaleDec 21, 2012 · Amount on Record
Deed Document Number0000084467
Last Transfer DateSep 26, 2013
Transfer Doc0000068660
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,640 (-3.75%) Land $40,750 Building $152,890
2024$13,085.00 (+4.55%)
2023$12,516.00 (-20.69%)$201,190 (-) Land $40,750 Building $160,440$553,240 (-3.75%) Land $116,420 Building $436,820
2022$15,782.00$201,190 Land $40,750 Building $160,440
2020$574,810 Land $116,420 Building $458,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Point Broadband
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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