Montgomery County property record for 10960 Cold Spring Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,020 sqft · built 2010 |
| Lot Size | 0.926 acres (40,337 sqft) |
| Owner | Owner Name on File |
| Last Sale | $79,900 (Jun 2010) |
| Tax Bill | $11,986 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 22339 0013 |
| Primary APN | O67 22339 0013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,020 sqft Living Area |
| 1st Floor Area | 3,020 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 40,337 sqft (0.926 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 233 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10960 COLD SPRING DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-4515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 THE SPRINGS @ THE VILLAGES OF WINDING CREEK SEC ONE |
| Legal Subdivision | THE VILLAGES OF |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40305 |
The current owner of 10960 Cold Spring Dr bought it in June 2010.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 10960 COLD SPRING DR, DAYTON, OH 45458-4515 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2010 · Amount on File |
| Deed Sale | Jun 10, 2010 · Amount on File |
| Deed Document Number | 0000033538 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,780 Land $40,840 Building $132,940 | ||
| 2024 | $11,986.00 (+119.48%) | ||
| 2023 | $5,461.00 | $173,780 Land $40,840 Building $132,940 | $496,520 Land $116,680 Building $379,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10960 Cold Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10960 Cold Spring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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