1097 W Pearson St, Hernando, FL 34442 Property Records

Citrus County property record for 1097 W Pearson St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,063 sqft Living Area
Lot Size	45,150 sqft (1.03 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2018)
Tax Bill	$2,763.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00600-028.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1097 W PEARSON ST, HERNANDO, FL 34442-3215
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Mar 01, 2006 · Amount on Record
Deed Doc Number	2018057321
Deed Book / Page	2939 / 0708
Record Refreshed	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 14, 2018
Property Address	1097 W PEARSON ST, HERNANDO, FL 34442-3215
Document Number	0029390708
Book / Page	002939 / 000708
Instrument Date	Nov 12, 2018
Instrument	57321
Transaction Type	Transfer
Record Updated	Dec 03, 2018
Title Company	MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	7507 HILLROSE DR DUBLIN CA 945681812, DUBLIN, CA 94568-1812

Mortgage

Document Number	29390709
Date	Nov 14, 2018
Book Page	002939/000709
Instrument	57322

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,763.00 (+4.9%) Homeowner's exemption Additional exemption filed	$298,300 (-2.59%) Land $31,000 Building $267,300	$298,300 (-2.59%) Land $31,000 Building $267,300
2024	$2,634.00 (+2.53%) Homeowner's exemption Additional exemption filed	$306,244 (+2.46%) Land $29,500 Building $276,744	$306,244 (+2.46%) Land $29,500 Building $276,744
2023	$2,569.00 (+6.91%) Homeowner's exemption Additional exemption filed	$298,880 (+19.83%) Land $25,500 Building $273,380	$298,880 (+19.83%) Land $25,500 Building $273,380
2022	$2,403.00 Homeowner's exemption Additional exemption filed	$249,425 Land $17,250 Building $232,175	$249,425 Land $17,250 Building $232,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00600-028.0`
Alternative APNs	`1818S19E0110006000280` `2306122`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,063 sqft Living Area
1st Floor	2,063 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	45,150 sqft (1.03 acres)
Depth X Width	291 ft x 150 ft Depth x Width
Parking Spaces	10 Parking Spaces
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	288 sqft Pool
Patio Area	624 sqft Patio
Porch	Open Porch
Porch Area	354 sqft Porch
Utility Building	216 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2306122
Old Parcel Number	1818S19E0110006000280
Street Address	1097 W PEARSON ST
City	HERNANDO
State	FL
Zip	34442-3215
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 28 BLK 60
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	60
Legal Lot Number	28
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2015
Census Tract	450703