1038 W Pearson St, Hernando, FL 34442 Property Records

Citrus County property record for 1038 W Pearson St, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,360 sqft · built 2009
Lot Size1 acres (43,622 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (May 2016)
Tax Bill$2,958 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00700-001.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00700-001.0
Alternative APNs
  • 1818S19E0110007000010
  • 2307986

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,360 sqft Living Area
1st Floor Area2,360 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2009
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,622 sqft (1 acres)
Lot Dimensions250 ft deep x 177 ft wide
Garage Area522 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2307986
Old Parcel Number1818S19E0110007000010
Street Address1038 W PEARSON ST
CityHERNANDO
StateFL
Zip34442-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LOT 1 BLK 70
Legal Range18E
Legal Township18S
Legal Section35
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block70
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1019
Census Tract450704

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00700-001.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1038 W PEARSON ST, HERNANDO, FL 34442-3234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2016 · Amount on Record
Deed SaleMay 27, 2016 · Amount on Record
Prior SaleJul 22, 2003 · Amount on Record
Deed Document Number2016024427
Deed Book / Page2760 / 1486
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1038 W PEARSON ST, HERNANDO, FL 34442-3234
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032091073
DateSep 27, 2021
Book Page3209/1073
Instrument2021066717
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,958.00 (+4.71%) Homeowner's exemption Additional exemption filed$355,442 (-4.26%) Land $31,000 Building $324,442$355,442 (-4.26%) Land $31,000 Building $324,442
2024$2,825.00 (+2.47%) Homeowner's exemption Additional exemption filed$371,270 (+1.95%) Land $29,500 Building $341,770$371,270 (+1.95%) Land $29,500 Building $341,770
2023$2,757.00 (+6.82%) Homeowner's exemption Additional exemption filed$364,179 (+20.82%) Land $25,500 Building $338,679$364,179 (+20.82%) Land $25,500 Building $338,679
2022$2,581.00 Homeowner's exemption Additional exemption filed$301,412 Land $17,250 Building $284,162$301,412 Land $17,250 Building $284,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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