Cheshire Town property record for 1097 Summit Rd, Cheshire, CT 06410
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,749 sqft · built 2010 |
| Lot Size | 4.37 acres (190,357 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $489,900 (Jun 2015) |
| Tax Bill | $15,419 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:23 B:26 L |
| Primary APN | CHES M:23 B:26 L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,749 sqft Living Area |
| Gross Area | 4,314 sqft |
| Basement Area | 2,142 sqft |
| Unfinished Basement | 2,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 190,357 sqft (4.37 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1108800 |
|---|---|
| Street Address | 1097 SUMMIT RD |
| City | CHESHIRE |
| State | CT |
| Zip | 06410-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Block | 26 |
| Jurisdiction | CHESHIRE CT |
| Township / Civil Division | CHESHIRE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 343200 |
Source: Cheshire Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1097 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2025 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Feb 7, 2017 | Deed of Trust, Mortgage DITECH FINANCIAL LLC |
| Oct 7, 2019 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on Record |
| Deed Sale | Jun 23, 2015 · Amount on Record |
| Prior Sale | Aug 10, 2012 · Amount on Record |
| Deed Book / Page | 2700 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1097 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003245-356 |
|---|---|
| Date | Apr 8, 2025 |
| Book Page | 3245/356 |
| Instrument | 2025000881 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1097 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003076-78 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 3076/78 |
| Instrument | 2021004510 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1097 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2787-169 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 2787/169 |
| Name | DITECH FINANCIAL LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1097 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2918-51 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 2918/51 |
| Instrument | 2019003207 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Cheshire Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cheshire Town |
| Unified School District | Cheshire School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,419.00 (+5.44%) | $491,680 (-) Land $107,240 Building $384,440 | $647,427 (+88.11%) |
| 2025 | $14,623.00 | $491,680 (+47.79%) Land $107,240 Building $384,440 | $344,176 Land $75,068 Building $269,108 |
| 2024 | $14,623.00 (+25.26%) | ||
| 2023 | $11,674.00 (+2.24%) | $332,680 (-) Land $107,230 Building $225,450 | |
| 2022 | $11,418.00 | $332,680 Land $107,230 Building $225,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures