Cheshire Town property record for 1095 Summit Rd, Cheshire, CT 06410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 2018 |
| Lot Size | 2.61 acres (113,692 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Mar 2014) |
| Tax Bill | $10,285 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:23 B:27 L |
| Primary APN | CHES M:23 B:27 L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Basement Area | 1,726 sqft |
| Unfinished Basement | 1,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 113,692 sqft (2.61 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1108900 |
|---|---|
| Street Address | 1095 SUMMIT RD |
| City | CHESHIRE |
| State | CT |
| Zip | 06410-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Block | 27 |
| Jurisdiction | CHESHIRE CT |
| Township / Civil Division | CHESHIRE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 343200 |
Source: Cheshire Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354 CLARK ST, MILLDALE, CT 06467-6503 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THOMASTON SAVINGS BANK |
| Apr 10, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) THOMASTON SAVINGS BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance THOMASTON SAVINGS BANK |
| Sep 25, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2014 · Amount on Record |
| Deed Sale | Mar 20, 2014 · Amount on Record |
| Deed Book / Page | 2633 / 312 |
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 2985-308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1095 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003110-245 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 3110/245 |
| Instrument | 2022000655 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1095 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003169-265 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 3169/265 |
| Instrument | 2023000862 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 1095 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002985-310 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 2985/310 |
| Instrument | 2020003845 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Recording Date | Sep 25, 2020 |
| Property Address | 1095 SUMMIT RD, CHESHIRE, CT 06410-1328 |
| Document Number | 2985-308 |
| Book / Page | 002985 / 000308 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 3844 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 SUMMIT RD CHESHIRE CT 06410, CHESHIRE, CT 06410 |
Source: Cheshire Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cheshire Town |
| Unified School District | Cheshire School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,285.00 (+5.45%) | $327,950 (-) Land $90,160 Building $237,790 | $585,480 (+155.04%) |
| 2025 | $9,753.00 | $327,950 (+38.01%) Land $90,160 Building $237,790 | $229,565 Land $63,112 Building $166,453 |
| 2024 | $9,753.00 (+16.97%) | ||
| 2023 | $8,338.00 (+76.62%) | $237,630 (+72.76%) Land $99,830 Building $137,800 | |
| 2022 | $4,721.00 | $137,550 Land $90,170 Building $47,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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