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1097 Stanley Ln, Baker, FL 32531 Property Records

Okaloosa County property record for 1097 Stanley Ln, Baker, FL 32531 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,124 sqft · built 1947
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$9,000 (Mar 2016)
Tax Bill$199 (2025)
Deeds & MortgagesMay 2017 Line of Credit
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-001-080-0335-1

Property Details

APN / Parcel Number

Primary APNC56-001-080-0335-1
Alternative APN
  • 13-3N-25-0000-0011-0030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,124 sqft Heated Area
Gross Area1,414 sqft
1st Floor Area1,124 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions229 ft deep x 190 ft wide
PorchOpen Porch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1097 STANLEY LN
CityBAKER
StateFL
Zip32531-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE COR OF SE1/4 OF NW1/4 N 20 FT TO POB N 229.3 FT W 190 FT S 229.3 FT E 190 FT TO POB
Legal Range25
Legal Township03N
Legal Section13
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3036
Census Tract20102

Owner

Source: Okaloosa County records · APN C56-001-080-0335-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1097 STANLEY LN, BAKER, FL 32531-8317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2017Deed of Trust, Mortgage · Line of Credit
EGLIN FCU
May 15, 2017Deed of Trust, Mortgage · Line of Credit
EGLIN FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 21, 2016 · Amount on Record
Deed SaleMar 21, 2016 · Amount on Record
Deed Document Number0003240753
Record UpdatedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1097 STANLEY LN, BAKER, FL 32531-8317
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033010085
DateMay 25, 2017
Book Page3301/0085
Instrument3137123
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1097 STANLEY LN, BAKER, FL 32531-8317
Document Number0033003067
Book / Page003300 / 003067
Instrument DateMay 15, 2017
Transaction TypeMortgage
Record UpdatedAug 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1097 STANLEY LN BAKER FL 325318317, BAKER, FL 32531-8317

Mortgage

Document Number0033003067
DateMay 22, 2017
Book Page003300/003067
Instrument3136570
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$199.00 (+15.7%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$44,366 (+5.99%)$62,959 (+6.93%) Land $15,418 Building $47,541
2023$172.00 (-10.88%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$41,860 (+3%)$58,881 (+8.02%) Land $13,099 Building $45,782
2022$193.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed$40,641$54,510 Land $12,242 Building $42,268

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 433 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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