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1086 Stanley Ln, Baker, FL 32531 Property Records

Okaloosa County property record for 1086 Stanley Ln, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,859 sqft · built 1976
Lot Size2.98 acres (129,809 sqft)
Owner2 Individual Names on Record
Last Sale$187,000 (Nov 2016)
Tax Bill$117 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-594-4177-4

Property Details

APN / Parcel Number

Primary APNC56-000-594-4177-4
Alternative APNs
  • 13-3N-25-0000-0018-0010
  • 25N313000000180010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,859 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area129,809 sqft (2.98 acres)
Lot Width420 ft Width
PorchOpen/Unfinished Porch
Porch Area250 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1086 STANLEY LN
CityBAKER
StateFL
Zip32531-8316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description210 FT E & W BY 630 FT N & S IN NE COR OF W 28 ACRES OF NE1/4 OF SW1/4 EX COUNTY R/W
Legal Range25W
Legal Township03N
Legal Section13
Legal Block18
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3044
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1086 STANLEY LN, BAKER, FL 32531-8316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 2, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2016 · Amount on Record
Deed SaleNov 17, 2016 · Amount on Record
Prior SaleJun 7, 2004 · Amount on Record
Deed Document Number20163102472
Deed Book / Page3276 / 960
Prior Transfer DateApr 7, 2012
Prior Transfer Doc0030341481
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1086 STANLEY LN, BAKER, FL 32531-8316
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1086 STANLEY LN, BAKER, FL 32531-8316

Mortgage

Document Number0036381232
DateAug 17, 2022
Book Page3638/1232
Instrument3572267
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 7, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1086 STANLEY LN, BAKER, FL 32531-8316
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1086 STANLEY LN, BAKER, FL 32531-8316

Mortgage

Document Number0035841318
DateNov 2, 2021
Book Page3584/1318
Instrument3501726
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117.00 (+13.59%) Homeowner's exemption Veteran's exemption$159,590 (+9.97%)$229,555 (+8.35%) Land $37,975 Building $191,580
2023$103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$145,121 (+4.75%)$211,860 (+9.44%) Land $32,264 Building $179,596
2022$103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$138,546$193,579 Land $30,153 Building $163,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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