1097 S Shadow Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1097 S Shadow Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1972
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2021)
Tax Bill	$8,455 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`535-16-00-132`

Property Details

APN / Parcel Number

Primary APN	`535-16-00-132`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	925 sqft Living Area
Gross Area	955 sqft
1st Floor Area	925 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	134 ft deep x 60 ft wide
Shed	1 Shed
Shed Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1097 S SHADOW DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HICKORY SHADOWS DESCRIPTION -LT 29
Legal Subdivision	HICKORY SHADOWS
Legal Lot Number	29
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1000
Census Tract	4702

Owner

1097 S Shadow Dr is owned by two individuals who bought it in January 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1210 THOMAS POINT CT, ANNAPOLIS, MD 21403-5006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Grant Deed, Transfer · Conventional Mortgage FEDERAL SVGS BK
Jun 22, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2021
Deed Book / Page	952 / 802
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 21, 2021
Property Address	1097 S SHADOW DR, MOUNT PLEASANT, SC 29464-3709
Document Number	0952/0802
Book / Page	000952 / 000802
Instrument Date	Jan 11, 2021
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1210 THOMAS POINT CT ANNAPOLIS MD 214035006, ANNAPOLIS, MD 21403-5006

Mortgage

Document Number	952/0805
Date	Jan 21, 2021
Book Page	000952/000805

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 22, 2018
Property Address	1097 S SHADOW DR, MOUNT PLEASANT, SC 29464-3709
Document Number	0728/0150
Book / Page	000728 / 000150
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1616 HOME FARM RD MOUNT PLEASANT SC 294644623, MOUNT PLEASANT, SC 29464-4623

Tax Assessment & Valuation

The 2025 property tax bill for 1097 S Shadow Dr was $8,455, up 6.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,455.00 (+6.13%)	$569,600 (+1,708.25%) Land $274,100 Building $295,500	$569,600 Land $274,100 Building $295,500
2024	$7,967.00	$31,500
2022	$7,318.00	$31,500	$525,000 Land $125,000 Building $400,000
2020			$525,000 Land $125,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1097 S Shadow Dr in Zone X, an area of moderate flood risk, though there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	62 (1979–2023)
Claims Outside the SFHA	17 of 62
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Hugo, Sep 1989 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 S Shadow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

1097 S Shadow Dr, Mount Pleasant, SC 29464 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Shadow Dr

Nearby Streets

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