Charleston County property record for 1095 S Shadow Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1973 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2020) |
| Tax Bill | $1,509 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 535-16-00-133 |
| Primary APN | 535-16-00-133 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 134 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1095 S SHADOW DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HICKORY SHADOWS DESCRIPTION -LT 30 |
| Legal Subdivision | HICKORY SHADOWS |
| Legal Lot Number | 30 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4702 |
1095 S Shadow Dr is owned and occupied by an individual who bought it in September 2020.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1095 S SHADOW DR, MOUNT PLEASANT, SC 29464-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Grant Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Jul 21, 2017 | Deed of Trust, Mortgage BANK OF SC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Dec 15, 2005 · Amount on File |
| Deed Book / Page | 920 / 367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 30, 2020 |
| Property Address | 1095 S SHADOW DR, MOUNT PLEASANT, SC 29464-3709 |
| Document Number | 0920/0367 |
| Book / Page | 000920 / 000367 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1095 S SHADOW DR MOUNT PLEASANT SC 294643709, MOUNT PLEASANT, SC 29464-3709 |
| Document Number | 920/0368 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 000920/000368 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1095 S SHADOW DR, MOUNT PLEASANT, SC 29464-3709 |
| Document Number | 0656/0953 |
| Book / Page | 000656 / 000953 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1095 S SHADOW DR MOUNT PLEASANT SC 294643709, MOUNT PLEASANT, SC 29464-3709 |
| Document Number | 0656/0953 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 000656/000953 |
| Name | BANK OF SC |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2047 |
The 2025 property tax bill for 1095 S Shadow Dr was $1,509, up 11.6% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,509.00 (+11.61%) | $368,000 (+2,775%) Land $159,700 Building $208,300 | $482,400 Land $274,100 Building $208,300 |
| 2024 | $1,352.00 | $12,800 | |
| 2022 | $1,225.00 | $12,800 | $320,000 Land $125,000 Building $195,000 |
| 2020 | $320,000 Land $125,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1095 S Shadow Dr in Zone X, an area of moderate flood risk, though there have been 62 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 62 (1979–2023) |
| Claims Outside the SFHA | 17 of 62 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 S Shadow Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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