Somerset County and Bridgewater Township property record for 1097 Rector Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,649 sqft · built 1976 |
| Lot Size | 0.79 acres (34,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Dec 1998) |
| Tax Bill | $13,355 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00624-0000-00039 |
| Primary APN | 06-00624-0000-00039 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,649 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 34,430 sqft (0.79 acres) |
| Lot Dimensions | 228 ft deep x 151 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 1097 RECTOR RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Subdivision | WASHINGTON VLY ESTATES SEC 3 |
| Legal Block | 624 |
| Legal Lot Number | 39 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50901 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1097 RECTOR RD, BRIDGEWATER, NJ 08807-1359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Mar 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 1998 · Amount on Record |
| Deed Sale | Dec 15, 1998 · Amount on Record |
| Deed Book / Page | 2209 / 473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 1097 RECTOR RD, BRIDGEWATER, NJ 08807-1359 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000013709 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 7314/3082 |
| Instrument | 2021013709 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 1097 RECTOR RD, BRIDGEWATER, NJ 08807-1359 |
| Document Number | 0000010464 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1097 RECTOR RD BRIDGEWATER NJ 088071359, BRIDGEWATER, NJ 08807-1359 |
| Document Number | 0000010464 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 007108/001102 |
| Instrument | 10464 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,700 (+10.57%) Land $333,500 Building $433,200 | $766,700 (+10.57%) Land $333,500 Building $433,200 | |
| 2025 | $13,355.00 (-0.88%) | $693,400 (+8.62%) Land $303,500 Building $389,900 | $693,400 (+8.62%) Land $303,500 Building $389,900 |
| 2024 | $13,474.00 (+10.31%) | ||
| 2023 | $638,400 Land $303,500 Building $334,900 | $638,400 Land $303,500 Building $334,900 | |
| 2022 | $12,215.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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