1096 Rector Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 1096 Rector Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,459 sqft · built 1966
Lot Size	0.857 acres (37,340 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jul 2022)
Tax Bill	$9,264 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00627-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`06-00627-0000-00015`
Alternative APNs	`060062700015` `S001`

Interior

Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	1,459 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	37,340 sqft (0.857 acres)
Lot Dimensions	381 ft deep x 98 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	1096 RECTOR RD
City	BRIDGEWATER
State	NJ
Zip	08807-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	WASHINGTON VLY ESTATES SEC THR
Legal Block	627
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1000
Census Tract	50901

Owner

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1096 RECTOR RD, BRIDGEWATER, NJ 08807-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202230658
Deed Book / Page	7456 / 3532
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 11, 2022
Property Address	1096 RECTOR RD, BRIDGEWATER, NJ 08807-1360
Document Number	0000030658
Book / Page	7456 / 3532
Instrument Date	Jun 21, 2022
Instrument	2022030658
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1096 RECTOR RD, 1096, BRIDGEWATER, NJ 08807-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 RECTOR RD, BRIDGEWATER, NJ 08807-1360

Mortgage

Document Number	0000030659
Date	Jul 11, 2022
Instrument	2022030659

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,700 (+10.33%) Land $303,400 Building $227,300	$530,700 (+10.33%) Land $303,400 Building $227,300
2025	$9,264.00 (+4.25%)	$481,000 (+14.52%) Land $276,400 Building $204,600	$481,000 (+14.52%) Land $276,400 Building $204,600
2024	$8,886.00 (+11.3%)
2023		$420,000 Land $276,400 Building $143,600	$420,000 Land $276,400 Building $143,600
2022	$7,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20