Schenectady County and Rotterdam Town property record for 1097 Outer Dr, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,509 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $40,000 (2001) |
| Tax Bill | $5,505.00 (2025) |
| Primary APN | 422800 59.14-10-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,509 sqft Living Area |
| 1st Floor | 1,134 sqft 1st Floor |
| Upper Floors | 375 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 107 ft x 65 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 752 sqft Garage |
| Porch Area | 350 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1097 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4217 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,DNT,G/STG,SCRPR COLDBROOK-513 5.-378-21 |
| Legal Block | 10 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-15
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 18 BRENTWOOD LN, SCHENECTADY, NY 12306-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Feb 08, 2017 | Deed of Trust, Mortgage PIONEER SAVINGS BANK |
| Dec 16, 2016 | Loan Modification, Mortgage · Line of Credit PIONEER SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2001 · Amount on Record |
| Deed Sale | Jun 29, 2001 · Amount on Record |
| Deed Book / Page | 1603 / 653 |
| Last Transfer Date | Jun 16, 2025 |
| Transfer Doc | 0000016457 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1097 OUTER DR, SCHENECTADY, NY 12303-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006281 |
|---|---|
| Date | Feb 08, 2017 |
| Book Page | 4741/503 |
| Instrument | 201706281 |
| Name | PIONEER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | TROY, NY 12180 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1097 OUTER DR, SCHENECTADY, NY 12303-4217 |
| Document Number | 0000023314 |
| Book / Page | 004762 / 000559 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1097 OUTER DR SCHENECTADY NY 123034217, SCHENECTADY, NY 12303-4217 |
| Document Number | 0000023314 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 004762/000559 |
| Instrument | 23314 |
| Name | PIONEER SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | TROY, NY 12180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,505.00 | $150,000 (-) Land $7,200 Building $142,800 | $230,800 (+16.92%) Land $11,078 Building $219,722 |
| 2023 | $150,000 Land $7,200 Building $142,800 | $197,400 Land $9,475 Building $187,925 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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