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1085 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1085 Outer Dr, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1985
Square Footage1,125 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$176,000 (2021)
Tax Bill$4,551.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-10-18
Alternative APN
  • 280005901400100180000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,125 sqft Living Area
1st Floor750 sqft 1st Floor
Upper Floors375 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,712 sqft (0.2 acres)
Depth X Width107 ft x 80 ft Depth x Width

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Shed1 Shed
Shed Area60 sqft Shed
Porch Area375 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1085 OUTER DR
CitySCHENECTADY
StateNY
Zip12303-4217
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description516 R,TLSH COLDBROOK 5.-378-24
Legal SubdivisionCOLD BROOK SUBDIVISION 7
Legal Block10
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3004
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-18

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1085 OUTER DR, SCHENECTADY, NY 12303-4217
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOVEMENT MORTGAGE
Apr 06, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleApr 06, 2018 · Amount on Record
Deed Doc Number202154163
Deed Book / Page2070 / 444
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 28, 2021
Property Address1085 OUTER DR, SCHENECTADY, NY 12303-4217
Document Number0000054163
Book / Page2070 / 444
Map ReferenceDR 66 MAP 56
Instrument DateOct 23, 2021
Instrument202154163
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyLEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$704.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1085 OUTER DR, 1085, SCHENECTADY, NY 12303-4217

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 EAST ST, RENSSELAER, NY 12144-2309

Mortgage

Document Number0000054164
DateOct 28, 2021
Instrument202154164
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateApr 06, 2018
Property Address1085 OUTER DR, SCHENECTADY, NY 12303-4217
Document Number0000014534
Book / Page001984 / 000435
Instrument DateApr 04, 2018
Instrument14534
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$529.58
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3 OXFORD DR #5 LATHAM NY 121102025, 5, LATHAM, NY 12110-2025

Mortgage

Document Number14536
DateApr 06, 2018
Book Page004829/000510
Instrument14536
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,551.00$124,000 (-) Land $9,000 Building $115,000$190,800 (+16.91%) Land $13,848 Building $176,952
2023$124,000 Land $9,000 Building $115,000$163,200 Land $11,845 Building $151,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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